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Loans (Tables)
6 Months Ended
Jun. 30, 2015
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables [Table Text Block]
The following table presents loan balances outstanding as of June 30, 2015, December 31, 2014 and June 30, 2014 and an analysis of the recorded investment in loans that are past due at these dates.  Generally, Arrow considers a loan past due 30 or more days if the borrower is two or more payments past due.   Loans held-for-sale of $3,656, $398 and $1,084 a as of June 30, 2015, December 31, 2014 and June 30, 2014, respectively, are included in the residential real estate balances for current loans.
 
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
June 30, 2015
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
109

 
$

 
$
3,355

 
$
265

 
$
3,729

Loans Past Due 60-89 Days
86

 

 
1,116

 
1,062

 
2,264

Loans Past Due 90 or more Days
382

 
2,600

 
195

 
2,846

 
6,023

Total Loans Past Due
577

 
2,600

 
4,666

 
4,173

 
12,016

Current Loans
94,756

 
351,195

 
450,213

 
571,490

 
1,467,654

Total Loans
$
95,333

 
$
353,795

 
$
454,879

 
$
575,663

 
$
1,479,670

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$
883

 
$
21

 
$
666

 
$
1,570

Nonaccrual Loans
$
513

 
$
1,777

 
$
417

 
$
4,224

 
$
6,931

 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
124

 
$
432

 
$
4,167

 
$
482

 
$
5,205

Loans Past Due 60-89 Days
154

 
7

 
1,225

 
1,495

 
2,881

Loans Past Due 90 or more Days
345

 
1,832

 
206

 
2,999

 
5,382

Total Loans Past Due
623

 
2,271

 
5,598

 
4,976

 
13,468

Current Loans
98,888

 
337,841

 
431,443

 
531,628

 
1,399,800

Total Loans
$
99,511

 
$
340,112

 
$
437,041

 
$
536,604

 
$
1,413,268

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$

 
$
537

 
$
537

Nonaccrual Loans
$
473

 
$
2,071

 
$
415

 
$
3,940

 
$
6,899

 
 
 
 
 
 
 
 
 
 
June 30, 2014
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
212

 
$

 
$
2,726

 
$
439

 
$
3,377

Loans Past Due 60-89 Days
575

 
443

 
817

 
1,441

 
3,276

Loans Past Due 90 or more Days
108

 
1,887

 
272

 
2,955

 
5,222

Total Loans Past Due
895

 
2,330

 
3,815

 
4,835

 
11,875

Current Loans
92,995

 
337,018

 
413,349

 
488,887

 
1,332,249

Total Loans
$
93,890

 
$
339,348

 
$
417,164

 
$
493,722

 
$
1,344,124

 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$
51

 
$
5

 
$
1,269

 
$
1,325

Nonaccrual Loans
$
164

 
$
2,079

 
$
473

 
$
3,469

 
$
6,185

Allowance for Credit Losses on Financing Receivables [Table Text Block]
The following table presents a roll-forward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
 
 
 
 
 
 
 
 
 
 
 
March 31, 2015
$
2,163

 
$
3,833

 
$
5,267

 
$
3,629

 
$
733

 
$
15,625

Charge-offs
(16
)
 

 
(147
)
 
(2
)
 

 
(165
)
Recoveries
12

 

 
32

 

 

 
44

Provision
(344
)
 
99

 
264

 
72

 
(21
)
 
70

June 30, 2015
$
1,815

 
$
3,932

 
$
5,416

 
$
3,699

 
$
712

 
$
15,574

 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2014
$
1,797

 
$
4,198

 
$
4,586

 
$
3,077

 
$
978

 
$
14,636

Charge-offs
(43
)
 

 
(95
)
 
(30
)
 

 
(168
)
Recoveries
6

 

 
57

 

 

 
63

Provision
295

 
17

 
132

 
86

 
(25
)
 
505

June 30, 2014
$
2,055

 
$
4,215

 
$
4,680

 
$
3,133

 
$
953

 
$
15,036

 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
 
 
December 31, 2014
$
2,100

 
$
4,128

 
$
5,210

 
$
3,369

 
$
763

 
$
15,570

Charge-offs
(32
)
 

 
(332
)
 
(92
)
 

 
(456
)
Recoveries
19

 

 
95

 

 

 
114

Provision
(272
)
 
(196
)
 
443

 
422

 
(51
)
 
346

June 30, 2015
$
1,815

 
$
3,932

 
$
5,416

 
$
3,699

 
$
712

 
$
15,574

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2013
$
1,886

 
$
3,962

 
$
4,478

 
$
3,026

 
$
1,082

 
$
14,434

Charge-offs
(166
)
 

 
(293
)
 
(45
)
 

 
(504
)
Recoveries
25

 

 
118

 

 

 
143

Provision
310

 
253

 
377

 
152

 
(129
)
 
963

June 30, 2014
$
2,055

 
$
4,215

 
$
4,680

 
$
3,133

 
$
953

 
$
15,036

 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2015
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$

 
$

 
$
144

 
$

 
$
144

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,815

 
$
3,932

 
$
5,416

 
$
3,555

 
$
712

 
$
15,430

Ending Loan Balance - Individually Evaluated for Impairment
$
432

 
$
1,491

 
$
93

 
$
2,291

 
$

 
$
4,307

Ending Loan Balance - Collectively Evaluated for Impairment
$
94,901

 
$
352,304

 
$
454,786

 
$
573,372

 
$

 
$
1,475,363

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$

 
$

 
$
109

 
$

 
$
109

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
2,100

 
$
4,128

 
$
5,210

 
$
3,260

 
$
763

 
$
15,461

Ending Loan Balance - Individually Evaluated for Impairment
$
494

 
$
1,492

 
$
118

 
$
2,237

 
$

 
$
4,341

Ending Loan Balance - Collectively Evaluated for Impairment
$
99,017

 
$
338,620

 
$
436,923

 
$
534,367

 
$

 
$
1,408,927

 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2014
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$

 
$

 
$
82

 
$

 
$
82

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
2,055

 
$
4,215

 
$
4,680

 
$
3,051

 
$
953

 
$
14,954

Ending Loan Balance - Individually Evaluated for Impairment
$
208

 
$
1,493

 
$
125

 
$
1,695

 
$

 
$
3,521

Ending Loan Balance - Collectively Evaluated for Impairment
$
93,682

 
$
337,855

 
$
417,039

 
$
492,027

 
$

 
$
1,340,603

    
Financing Receivable Credit Quality Indicators [Table Text Block]
The following table presents the credit quality indicators by loan category at June 30, 2015, December 31, 2014 and June 30, 2014:
Loan Credit Quality Indicators
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
June 30, 2015
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
$
85,451

 
$
331,320

 
 
 
 
 
$
416,771

Special Mention
1,224

 
4,583

 
 
 
 
 
5,807

Substandard
8,658

 
17,892

 
 
 
 
 
26,550

Doubtful

 

 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
$
454,440

 
$
570,772

 
1,025,212

Nonperforming
 
 
 
 
439

 
4,891

 
5,330

 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
85,949

 
317,747

 
 
 
 
 
403,696

Special Mention
2,442

 
3,718

 
 
 
 
 
6,160

Substandard
11,120

 
18,647

 
 
 
 
 
29,767

Doubtful

 

 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
436,626

 
532,127

 
968,753

Nonperforming
 
 
 
 
415

 
4,477

 
4,892

 
 
 
 
 
 
 
 
 
 
June 30, 2014
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
Satisfactory
81,183

 
316,565

 
 
 
 
 
397,748

Special Mention
2,642

 
3,515

 
 
 
 
 
6,157

Substandard
10,065

 
19,268

 
 
 
 
 
29,333

Doubtful

 

 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
416,683

 
488,984

 
905,667

Nonperforming
 
 
 
 
481

 
4,738

 
5,219

Impaired Financing Receivables [Table Text Block]
The following table presents information on impaired loans based on whether the impaired loan has a recorded related allowance or has no recorded related allowance:
Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
June 30, 2015
 
 

 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
462

 
$
1,491

 
$
93

 
$
1,697

 
$
3,743

With a Related Allowance

 

 

 
594

 
594

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
462

 
1,491

 
93

 
1,697

 
3,743

With a Related Allowance

 

 

 
594

 
594

 
 
 
 
 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
 

 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
494

 
$
1,492

 
$
118

 
$
1,678

 
$
3,782

With a Related Allowance

 

 

 
559

 
559

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
494

 
1,492

 
118

 
1,678

 
3,782

With a Related Allowance

 

 

 
559

 
559

 
 
 
 
 
 
 
 
 
 
June 30, 2014
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
208

 
$
1,493

 
$
125

 
$
1,121

 
$
2,947

With a Related Allowance

 

 

 
574

 
574

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
208

 
1,493

 
125

 
1,121

 
$
2,947

With a Related Allowance

 

 

 
574

 
574

 
 
 
 
 
 
 
 
 
 
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
June 30, 2015
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
461

 
$
1,492

 
$
100

 
$
1,697

 
$
3,750

With a Related Allowance

 

 

 
597

 
597

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
2

 

 
1

 

 
3

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

 
 
 
 
 
 
 
 
 
 
June 30, 2014
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
211

 
$
1,652

 
$
135

 
$
1,517

 
$
3,515

With a Related Allowance

 

 

 
394

 
394

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
2

 

 
2

 

 
4

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

Impaired Loans
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
June 30, 2015
 
 
 
 
 
 
 
 
 
Average Recorded Balance:

 
 
 
 
 
 
 
 
With No Related Allowance
$
478

 
$
1,492

 
$
106

 
$
1,688

 
$
3,764

With a Related Allowance

 

 

 
577

 
577

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
4

 

 
2

 
1

 
7

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

 
 
 
 
 
 
 
 
 
 
June 30, 2014
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
215

 
$
1,639

 
$
149

 
$
1,715

 
$
3,718

With a Related Allowance

 

 

 
287

 
287

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
With No Related Allowance
5

 
10

 
4

 
1

 
20

With a Related Allowance

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

With a Related Allowance

 

 

 

 

Troubled Debt Restructurings on Financing Receivables [Table Text Block]
The following table presents information on loans modified in trouble debt restructurings during the periods indicated. All loans were modified under Arrow's own programs. The principal modification, for all the modifications in the table below, involved payment deferrals.
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
 
 
 
 
 
 
Commercial
 
Real Estate
 
Consumer
 
Residential
 
Total
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
June 30, 2015
 
 
 
 
 
 
 
 
 
Number of Loans

 

 

 

 

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$

Post-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$

 
 
 
 
 
 
 
 
 
 
June 30, 2014
 
 
 
 
 
 
 
 
 
Number of Loans

 

 

 
1

 
1

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$
574

 
$
574

Post-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$
574

 
$
574

 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
June 30, 2015
 
 
 
 
 
 
 
 
 
Number of Loans

 

 
1

 

 
1

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$
2

 
$

 
$
2

Post-Modification Outstanding Recorded Investment
$

 
$

 
$
2

 
$

 
$
2

 
 
 
 
 
 
 
 
 
 
June 30, 2014
 
 
 
 
 
 
 
 
 
Number of Loans

 

 
1

 
1

 
2

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$
2

 
$
574

 
$
576

Post-Modification Outstanding Recorded Investment
$

 
$

 
$
2

 
$
574

 
$
576