Premises and Equipment

12 Months Ended

Dec. 31, 2014

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment Disclosure [Text Block]

PREMISES AND EQUIPMENT (In Thousands)

A summary of premises and equipment at December 31, 2014 and 2013 is presented below:



	2014			2013
Land and Bank Premises	$	35,062		$	35,114
Equipment, Furniture and Fixtures	22,003			20,851
Leasehold Improvements	1,218			1,190
Total Cost	58,283			57,155
Accumulated Depreciation and Amortization	(29,795		)	(28,001		)
Net Premises and Equipment	$	28,488		$	29,154

Amounts charged to expense for depreciation totaled $2,238, $1,928 and $1,521 in 2014, 2013 and 2012, respectively.

- Definition

The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.

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