Cash and Cash Equivalents

12 Months Ended

Dec. 31, 2014

Cash and Cash Equivalents [Abstract]

Cash and Cash Equivalents Disclosure [Text Block]

CASH AND CASH EQUIVALENTS (Dollars In Thousands)

The following table is the schedule of cash and cash equivalents at December 31, 2014 and 2013:

	2014		2013
Cash and Due From Banks	$	35,081	$	37,275
Interest-Bearing Deposits at Banks	11,214		12,705
Total Cash and Cash Equivalents	$	46,295	$	49,980
Supplemental Information:
Total required reserves, including vault cash and Federal Reserve Bank deposits	$	19,989	$	18,879

The Company is required to maintain reserve balances with the Federal Reserve Bank of New York. The required reserve is calculated on a fourteen day average and the amounts presented in the table above represent the average for the period that includes December 31.