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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
INTEREST AND DIVIDEND INCOME    
Interest and Fees on Loans $ 12,774 $ 12,783
Interest on Deposits at Banks 13 27
Interest and Dividends on Investment Securities:    
Fully Taxable 2,008 1,796
Exempt from Federal Taxes 1,471 1,390
Total Interest and Dividend Income 16,266 15,996
INTEREST EXPENSE    
NOW Accounts 464 778
Savings Deposits 219 268
Time Deposits of $100,000 or More 230 319
Other Time Deposits 391 554
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 4 3
Federal Home Loan Bank Advances 145 173
Junior Subordinated Obligations Issued to Unconsolidated Subsidary Trusts 141 144
Total Interest Expense 1,594 2,239
NET INTEREST INCOME 14,672 13,757
Provision for Loan Losses 458 100
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 14,214 13,657
NONINTEREST INCOME    
Income from Fiduciary Activities 1,873 1,574
Fees for Other Services to Customers 2,194 2,282
Insurance Commissions 2,444 2,028
Net Gain on Securities Transactions 0 527
Net Gains on Sale of Loans 123 607
Other Operating Income 252 156
Total Noninterest Income 6,886 7,174
NONINTEREST EXPENSE    
Salaries and Employee Benefits 7,642 7,621
Occupancy Expense, Net 2,341 2,276
FDIC Assessments 273 264
Other Operating Expense 3,210 3,250
Total Noninterest Expense 13,466 13,411
INCOME BEFORE PROVISION FOR INCOME TAXES 7,634 7,420
Provision for Income Taxes 2,314 2,239
Net Income $ 5,320 $ 5,181
Average Shares Outstanding:    
Basic, in shares 12,354 [1] 12,272 [1]
Diluted, in shares 12,378 [1] 12,290 [1],[2]
Per Common Share:    
Basic Earnings, in dollars per share $ 0.43 [1] $ 0.42 [1]
Diluted Earnings, in dollars per share $ 0.43 [1] $ 0.42 [1]
[1] Share and Per Share Amounts have been restated for the September 2013 2% stock dividend.
[2] All share and per share amounts have been adjusted for the September 2013 2% stock dividend