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Consolidated Income Statement (USD $)
In Thousands, except Per Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
INTEREST AND DIVIDEND INCOME      
Interest and Fees on Loans $ 51,319 $ 54,511 $ 58,599
Interest on Deposits at Banks 89 108 99
Interest and Dividends on Investment Securities:      
Fully Taxable 6,903 9,269 12,402
Exempt from Federal Taxes 5,827 5,491 5,691
Total Interest and Dividend Income 64,138 69,379 76,791
INTEREST EXPENSE      
NOW Accounts 2,461 3,564 5,052
Savings Deposits 1,024 1,287 1,898
Time Deposits of $100,000 or More 1,198 2,007 2,633
Other Time Deposits 1,962 3,730 5,143
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase 18 22 74
Federal Home Loan Bank Advances 680 729 3,295
Junior Subordinated Obligations Issued to Unconsolidated Subsidary Trusts 579 618 584
Total Interest Expense 7,922 11,957 18,679
NET INTEREST INCOME 56,216 57,422 58,112
Provision for Loan Losses 200 845 845
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 56,016 56,577 57,267
NONINTEREST INCOME      
Income from Fiduciary Activities 6,735 6,290 6,113
Fees for Other Services to Customers 9,407 8,245 8,034
Insurance Commissions 8,895 8,247 7,374
Net Gains on Securities Transactions 540 865 2,795
Net Gains on Sale of Loans 1,460 2,282 866
Other Operating Income 1,024 1,170 746
Total Noninterest Income 28,061 27,099 25,928
NONINTEREST EXPENSE      
Salaries and Employee Benefits 31,182 31,703 30,205
Occupancy Expense, Net 8,285 7,467 7,369
FDIC Assessments 1,080 1,026 1,292
Prepayment Penalty on FHLB Advances 0 0 1,638
Other Operating Expense 12,656 11,640 11,044
Total Noninterest Expense 53,203 51,836 51,548
INCOME BEFORE PROVISION FOR INCOME TAXES 30,874 31,840 31,647
Income Tax Expense (Benefit) 9,079 9,661 9,714
Net Income $ 21,795 $ 22,179 $ 21,933
Average Shares Outstanding:      
Basic Shares, in Shares 12,296 [1] 12,247 [1] 12,209 [1]
Diluted Shares, in Shares 12,327 [1] 12,257 [1] 12,221 [1]
Per Common Share      
Basic Earnings, in Earnings Per Share $ 1.77 [1] $ 1.81 [1] $ 1.80 [1]
Diluted Earnings, In Earnings Per Share $ 1.77 [1] $ 1.81 [1] $ 1.79 [1]
[1] Share and Per Share Amounts have been restated for the September 2013 2% stock dividend.