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Loans (Tables)
 12 Months Ended
Dec. 31, 2013
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables [Table Text Block]
Loan Categories and Past Due Loans

The following table presents loan balances outstanding as of December 31, 2013 and December 31, 2012 and an analysis of the recorded investment in loans that are past due at these dates.  Generally, Arrow considers a loan past due 30 or more days if the borrower is two or more payments past due.
Schedule of Past Due Loans by Loan Category
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
304

 
$
—

 
$
200

 
$
37

 
$
3,233

 
$
529

 
$
4,303

Loans Past Due 60-89 Days
601

 
—

 
1,200

 
19

 
1,041

 
1,527

 
4,388

Loans Past Due 90 or More Days
177

 
—

 
2,034

 
—

 
98

 
3,113

 
5,422

Total Loans Past Due
1,082

 
—

 
3,434

 
56

 
4,372

 
5,169

 
14,113

Current Loans
86,811

 
27,815

 
284,685

 
7,593

 
389,832

 
455,623

 
1,252,359

Total Loans
$
87,893

 
$
27,815

 
$
288,119

 
$
7,649

 
$
394,204

 
$
460,792

 
$
1,266,472

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due and Still Accruing Interest
$
28

 
$
—

 
$
—

 
$
—

 
$
—

 
$
624

 
$
652

Nonaccrual Loans
$
352

 
$
—

 
$
2,048

 
$
—

 
$
219

 
$
3,860

 
$
6,479

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
1,045

 
$
—

 
$
534

 
$
43

 
$
2,427

 
$
407

 
$
4,456

Loans Past Due 60-89 Days
1,588

 
—

 
1,332

 
17

 
793

 
2,466

 
6,196

Loans Past Due 90 or more Days
494

 
—

 
1,871

 
—

 
185

 
1,462

 
4,012

Total Loans Past Due
3,127

 
—

 
3,737

 
60

 
3,405

 
4,335

 
14,664

Current Loans
102,409

 
29,149

 
241,440

 
6,624

 
345,695

 
432,360

 
1,157,677

Total Loans
$
105,536

 
$
29,149

 
$
245,177

 
$
6,684

 
$
349,100

 
$
436,695

 
$
1,172,341

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due and Still Accruing Interest
$
126

 
$
—

 
$
378

 
$
—

 
$
42

 
$
374

 
$
920

Nonaccrual Loans
$
1,787

 
$
—

 
$
2,026

 
$
1

 
$
419

 
$
2,400

 
$
6,633
Allowance for Credit Losses on Financing Receivables [Table Text Block]
Allowance for Loan Losses

The following table presents a rollforward of the allowance for loan losses and other information pertaining to the allowance for loan losses:
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Rollfoward of the Allowance for Loan Losses for the Year Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
$
2,344

 
$
601

 
$
3,050

 
$
304

 
$
4,536

 
$
3,405

 
$
1,058

 
$
15,298

Charge-offs
(926
)
 
—

 
(11
)
 
(28
)
 
(431
)
 
(15
)
 
—

 
(1,411
)
Recoveries
88

 
—

 
—

 
3

 
256

 
—

 
—

 
347

Provision
380

 
(184
)
 
506

 
(7
)
 
(155
)
 
(364
)
 
24

 
200

December 31, 2013
$
1,886

 
$
417

 
$
3,545

 
$
272

 
$
4,206

 
$
3,026

 
$
1,082

 
$
14,434

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
$
1,927

 
$
602

 
$
3,136

 
$
350

 
$
4,496

 
$
3,414

 
$
1,078

 
$
15,003

Charge-offs
(90
)
 
—

 
(206
)
 
(52
)
 
(401
)
 
(33
)
 
—

 
(782
)
Recoveries
23

 
—

 
—

 
9

 
200

 
—

 
—

 
232

Provision
484

 
(1
)
 
120

 
(3
)
 
241

 
24

 
(20
)
 
845

December 31, 2012
$
2,344

 
$
601

 
$
3,050

 
$
304

 
$
4,536

 
$
3,405

 
$
1,058

 
$
15,298

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2010
$
2,037

 
$
135

 
$
2,993

 
$
328

 
$
4,760

 
$
3,163

 
$
1,273

 
$
14,689

Charge-offs
(105
)
 
—

 
—

 
(42
)
 
(480
)
 
(147
)
 
—

 
(774
)
Recoveries
17

 
—

 
—

 
28

 
198

 
—

 
—

 
243

Provision
(22
)
 
467

 
143

 
36

 
18

 
398

 
(195
)
 
845

December 31, 2011
$
1,927

 
$
602

 
$
3,136

 
$
350

 
$
4,496

 
$
3,414

 
$
1,078

 
$
15,003

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,886

 
$
417

 
$
3,545

 
$
272

 
$
4,206

 
$
3,026

 
$
1,082

 
$
14,434

Ending Loan Balance - Individually Evaluated for Impairment
$
221

 
$
—

 
$
1,785

 
$
—

 
$
173

 
$
2,309

 
$
—

 
$
4,488

Ending Loan Balance - Collectively Evaluated for Impairment
$
87,672

 
$
27,815

 
$
286,334

 
$
7,649

 
$
394,031

 
$
458,483

 
$
—

 
$
1,261,984

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
853

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
853

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,491


$
601


$
3,050


$
304


$
4,536


$
3,405


$
1,058

 
$
14,445

Ending Loan Balance - Individually Evaluated for Impairment
$
1,432

 
$
—

 
$
2,528

 
$
—

 
$
203

 
$
1,090

 
$
—

 
$
5,253

Ending Loan Balance - Collectively Evaluated for Impairment
$
104,104

 
$
29,149

 
$
242,649

 
$
6,684

 
$
348,897

 
$
435,605

 
$
—

 
$
1,167,088
Financing Receivable Credit Quality Indicators [Table Text Block]
Credit Quality Indicators

The following table presents the credit quality indicators by loan category at December 31, 2013 and December 31, 2012:
Loan Credit Quality Indicators
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
$
79,966

 
$
27,815

 
$
267,612

 
 
 
 
 
 
 
$
375,393

Special Mention
204

 
—

 
634

 
 
 
 
 
 
 
838

Substandard
7,723

 
—

 
19,873

 
 
 
 
 
 
 
27,596

Doubtful
—

 
—

 
—

 
 
 
 
 
 
 
—

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
$
7,649

 
$
393,985

 
$
456,308

 
857,942

Nonperforming
 
 
 
 
 
 
—

 
219

 
4,484

 
4,703

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
$
97,085

 
$
27,913

 
$
225,312

 
 
 
 
 
 
 
$
350,310

Special Mention
192

 
—

 
1,419

 
 
 
 
 
 
 
1,611

Substandard
6,872

 
1,236

 
18,446

 
 
 
 
 
 
 
26,554

Doubtful
1,387

 
—

 
—

 
 
 
 
 
 
 
1,387

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
$
6,683

 
$
348,676

 
$
433,922

 
$
789,281

Nonperforming
 
 
 
 
 
 
1

 
424

 
2,773

 
3,198

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Impaired Financing Receivables [Table Text Block]
Impaired Loans

The following table presents information on impaired loans based on whether the impaired loan has a recorded allowance or no recorded allowance:
Impaired Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
221

 
$
—

 
$
1,785

 
$
—

 
$
173

 
$
2,309

 
$
4,488

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
221

 
$
—

 
$
1,785

 
$
—

 
$
173

 
$
2,309

 
$
4,488

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
45

 
$
—

 
$
2,528

 
$
—

 
$
203

 
$
1,090

 
$
3,866

With a Related Allowance
1,387

 
—

 
—

 
—

 
—

 
—

 
$
1,387

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
45

 
$
—

 
$
2,695

 
$
—

 
$
203

 
$
1,090

 
$
4,033

With a Related Allowance
1,387

 
—

 
—

 
—

 
—

 
—

 
$
1,387

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:


 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
133

 
$
—

 
$
2,157

 
$
—

 
$
188

 
$
1,700

 
$
4,178

With a Related Allowance
694

 
—

 
—

 
—

 
—

 
—

 
694

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
4

 
$
—

 
$
—

 
$
—

 
$
9

 
$
8

 
$
21

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
56

 
$
—

 
$
2,241

 
$
—

 
$
236

 
$
1,599

 
$
4,132

With a Related Allowance
694

 
—

 
—

 
—

 
—

 
—

 
$
694

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
6

 
$
—

 
$
64

 
$
—

 
$
12

 
$
9

 
$
91

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
$
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
—

 
$
64

 
$
—

 
$
—

 
$
—

 
$
64

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
$
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
40

 
$
—

 
$
1,993

 
$
5

 
$
274

 
$
1,328

 
$
3,640

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
6

 
$
—

 
$
42

 
$
—

 
$
19

 
$
7

 
$
74

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
—

 
$
42

 
$
—

 
$
—

 
$
—

 
$
42
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Loans Modified in Trouble Debt Restructurings

The following table presents information on loans modified in trouble debt restructurings during the periods indicated:
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
For the Year Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
1

 
—

 
—

 
—

 
9

 
—

 
10

Pre-Modification Outstanding Recorded Investment
$
169

 
$
—

 
$
—

 
$
—

 
$
88

 
$
—

 
$
257

Post-Modification Outstanding Recorded Investment
$
200

 
$
—

 
$
—

 
$
—

 
$
88

 
$
—

 
$
288

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

 
—

 
—

Commitments to lend additional funds to modified loans
—

 
—

 
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
2

 
—

 
17

 
—

 
19

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
47

 
$
—

 
$
160

 
$
—

 
$
207

Post-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
47

 
$
—

 
$
160

 
$
—

 
$
207

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

 
—

 
—

Commitments to lend additional funds to modified loans
—

 
—

 
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
1

 
—

 
1

 
—

 
14

 
1

 
17

Pre-Modification Outstanding Recorded Investment
$
63

 
$
—

 
$
917

 
$
—

 
$
121

 
$
242

 
$
1,343

Post-Modification Outstanding Recorded Investment
$
63

 
$
—

 
$
917

 
$
—

 
$
121

 
$
242

 
$
1,343

Subsequent Default, Number of Contracts
—

 
—

 
—

 
—

 
—

 
—

 
—

Subsequent Default, Recorded Investment
—

 
—

 
—

 
—

 
—

 
—

 
—

Commitments to lend additional funds to modified loans
—

 
—

 
—

 
—

 
—

 
—

 
—
Financing Receivable Supplemental Information [Table Text Block]
Schedule of Supplemental Loan Information
    
 
2013
 
2012
Supplemental Information:
 
 
 
Unamortized deferred loan origination costs, net of deferred loan
  origination fees, included in the above balances
$
2,152

 
$
1,571

Overdrawn deposit accounts, included in the above balances
501

 
690

Pledged loans secured by one-to-four family residential mortgages
  under a blanket collateral agreement to secure borrowings from
  the Federal Home Loan Bank of New York
270,372

 
133,709

Residential real estate loans serviced for Freddie Mac, not included
   in the balances above
156,593

 
134,688

Loans held for sale at period-end, included in the above balances
64

 
2,801

Loans to Related Parties:  
 
 
 
Balance at beginning of year
$
17,447

 
$
15,772

Adjustment due to change in composition of related parties
(8,819
)
 
45

New loans and renewals, during the year
2,253

 
5,939

Repayments, during the year
(3,112
)
 
(4,309
)
Balance at end of year
$
7,769

 
$
17,447