Cash and Cash Equivalents

12 Months Ended

Dec. 31, 2013

Cash and Cash Equivalents [Abstract]

Cash and Cash Equivalents Disclosure [Text Block]

CASH AND CASH EQUIVALENTS (Dollars In Thousands)

The following table is the schedule of cash and cash equivalents at December 31, 2013 and 2012:

	2013		2012
Cash and Due From Banks	$	37,275	$	37,076
Interest-Bearing Deposits at Banks	12,705		11,756
Total Cash and Cash Equivalents	$	49,980	$	48,832
Supplemental Information:
Total required reserves, including vault cash and Federal Reserve Bank deposits	$	18,879	$	23,168

The Company is required to maintain reserve balances with the Federal Reserve Bank of New York. The required reserve is calculated on a fourteen day average and the amounts presented in the table above represent the average for the period that includes December 31.