XML 45 R19.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans (Tables)
3 Months Ended
Mar. 31, 2013
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables [Table Text Block]
Past Due Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
428

 
$

 
$
1,351

 
$
26

 
$
1,986

 
$
1,481

 
$
5,272

Loans Past Due 60-89 Days
421

 

 
200

 
10

 
375

 
1,058

 
2,064

Loans Past Due 90 or more Days
130

 

 
1,886

 

 
98

 
1,302

 
3,416

Total Loans Past Due
979

 

 
3,437

 
36

 
2,459

 
3,841

 
10,752

Current Loans
88,188

 
27,380

 
251,805

 
6,995

 
351,542

 
428,097

 
1,154,007

Total Loans
$
89,167

 
$
27,380

 
$
255,242

 
$
7,031

 
$
354,001

 
$
431,938

 
$
1,164,759

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$

 
$

 
$

 
$
259

 
$
259

Nonaccrual Loans
$
253

 
$

 
$
1,953

 
$
4

 
$
334

 
$
2,674

 
$
5,218

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
1,045

 
$

 
$
534

 
$
43

 
$
2,427

 
$
407

 
$
4,456

Loans Past Due 60-89 Days
1,588

 

 
1,332

 
17

 
793

 
2,466

 
6,196

Loans Past Due 90 or more Days
494

 

 
1,871

 

 
185

 
1,462

 
4,012

Total Loans Past Due
3,127

 

 
3,737

 
60

 
3,405

 
4,335

 
14,664

Current Loans
102,409

 
29,149

 
241,440

 
6,624

 
345,695

 
432,360

 
1,157,677

Total Loans
$
105,536

 
$
29,149

 
$
245,177

 
$
6,684

 
$
349,100

 
$
436,695

 
$
1,172,341

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
126

 
$

 
$
378

 
$

 
$
42

 
$
374

 
$
920

Nonaccrual Loans
$
1,787

 
$

 
$
2,026

 
$
1

 
$
419

 
$
2,400

 
$
6,633

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
368

 
$

 
$
427

 
$
21

 
$
1,930

 
$
1,089

 
$
3,835

Loans Past Due 60-89 Days
44

 

 
117

 
20

 
256

 
943

 
1,380

Loans Past Due 90 or more Days
9

 

 
1,073

 
15

 
158

 
2,704

 
3,959

Total Loans Past Due
421

 

 
1,617

 
56

 
2,344

 
4,736

 
9,174

Current Loans
101,732

 
10,814

 
232,700

 
6,414

 
326,332

 
450,381

 
1,128,373

Total Loans
$
102,153

 
$
10,814

 
$
234,317

 
$
6,470

 
$
328,676

 
$
455,117

 
$
1,137,547

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
9

 
$

 
$

 
$

 
$

 
$
112

 
$
121

Nonaccrual Loans
$
35

 
$

 
$
1,925

 
$
15

 
$
500

 
$
3,001

 
$
5,476

Allowance for Credit Losses on Financing Receivables [Table Text Block]
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
$
2,344

 
$
601

 
$
3,050

 
$
304

 
$
4,536

 
$
3,405

 
$
1,058

 
$
15,298

Charge-offs
(773
)
 

 
(11
)
 
(8
)
 
(98
)
 

 

 
(890
)
Recoveries
4

 

 

 

 
91

 

 

 
95

Provision
44

 
11

 
340

 
12

 
(235
)
 
(13
)
 
(59
)
 
100

March 31, 2013
$
1,619

 
$
612

 
$
3,379

 
$
308

 
$
4,294

 
$
3,392

 
$
999

 
$
14,603

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
$
1,927

 
$
602

 
$
3,136

 
$
350

 
$
4,496

 
$
3,414

 
$
1,078

 
$
15,003

Charge-offs
(5
)
 

 
(167
)
 
(19
)
 
(106
)
 

 

 
(297
)
Recoveries
2

 

 

 
6

 
59

 

 

 
67

Provision
(90
)
 
59

 
328

 
15

 
81

 
(114
)
 
1

 
280

March 31, 2012
$
1,834

 
$
661

 
$
3,297

 
$
352

 
$
4,530

 
$
3,300

 
$
1,079

 
$
15,053

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$

 
$

 
$

 
$

 
$

 
$

 
$

 
$

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,619

 
$
612

 
$
3,379

 
$
308

 
$
4,294

 
$
3,392

 
$
999

 
$
14,603

Ending Loan Balance - Individually Evaluated for Impairment
$
37

 
$

 
$
1,505

 
$

 
$
182

 
$
1,085

 
$

 
$
2,809

Ending Loan Balance - Collectively Evaluated for Impairment
$
89,130

 
$
27,380

 
$
253,737

 
$
7,031

 
$
353,819

 
$
430,853

 
$

 
$
1,161,950

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
853

 
$

 
$

 
$

 
$

 
$

 
$

 
$
853

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,491

 
$
601

 
$
3,050

 
$
304

 
$
4,536

 
$
3,405

 
$
1,058

 
$
14,445

Ending Loan Balance - Individually Evaluated for Impairment
$
1,432

 
$

 
$
2,528

 
$

 
$
203

 
$
1,090

 
$

 
$
5,253

Ending Loan Balance - Collectively Evaluated for Impairment
$
104,104

 
$
29,149

 
$
242,649

 
$
6,684

 
$
348,897

 
$
435,605

 
$

 
$
1,167,088

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,834

 
$
661

 
$
3,297

 
$
352

 
$
4,530

 
$
3,300

 
$
1,079

 
$
15,053

Ending Loan Balance - Individually Evaluated for Impairment
$
62

 
$

 
$
1,454

 
$

 
$
240

 
$
2,108

 
$

 
$
3,864

Ending Loan Balance - Collectively Evaluated for Impairment
$
102,091

 
$
10,814

 
$
232,863

 
$
6,470

 
$
328,436

 
$
453,009

 
$

 
$
1,133,683

    
T
Financing Receivable Credit Quality Indicators [Table Text Block]
Loan Credit Quality Indicators
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
$
82,063

 
$
26,180

 
$
234,609

 
 
 
 
 
 
 
$
342,852

Special Mention
183

 

 
1,385

 
 
 
 
 
 
 
1,568

Substandard
6,921

 
1,200

 
19,248

 
 
 
 
 
 
 
27,369

Doubtful

 

 

 
 
 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
$
7,027

 
$
353,667

 
$
429,004

 
789,698

Nonperforming
 
 
 
 
 
 
4

 
334

 
2,934

 
3,272

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
97,085

 
27,913

 
225,312

 
 
 
 
 
 
 
350,310

Special Mention
192

 

 
1,419

 
 
 
 
 
 
 
1,611

Substandard
6,872

 
1,236

 
18,446

 
 
 
 
 
 
 
26,554

Doubtful
1,387

 

 

 
 
 
 
 
 
 
1,387

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
6,683

 
348,676

 
433,922

 
789,281

Nonperforming
 
 
 
 
 
 
1

 
424

 
2,773

 
3,198

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
95,385

 
8,969

 
213,429

 
 
 
 
 
 
 
317,783

Special Mention
2,066

 

 
2,545

 
 
 
 
 
 
 
4,611

Substandard
4,702

 
1,845

 
18,343

 
 
 
 
 
 
 
24,890

Doubtful

 

 

 
 
 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
6,455

 
328,176

 
452,004

 
786,635

Nonperforming
 
 
 
 
 
 
$
15

 
$
500

 
$
3,113

 
$
3,628

Impaired Financing Receivables [Table Text Block]
Impaired Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
March 31, 2013
 
 
 
 

 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
37

 
$

 
$
1,505

 
$

 
$
182

 
$
1,085

 
$
2,809

With a Related Allowance

 

 

 

 

 

 

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
37

 

 
1,505

 

 
182

 
1,085

 
2,809

With a Related Allowance

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
45

 
$

 
$
2,528

 
$

 
$
203

 
$
1,090

 
$
3,866

With a Related Allowance
1,387

 

 

 

 

 

 
1,387

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
45

 

 
2,695

 

 
203

 
1,090

 
4,033

With a Related Allowance
1,387

 

 

 

 

 

 
1,387

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
62

 
$

 
$
1,454

 
$

 
$
240

 
$
2,108

 
$
3,864

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
62

 

 
1,621

 

 
240

 
2,108

 
4,031

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:

 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
41

 
$

 
$
2,017

 
$

 
$
193

 
$
1,088

 
$
3,339

With a Related Allowance
694

 

 

 

 

 

 
694

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
1

 

 

 

 
2

 
4

 
7

With a Related Allowance
72

 

 

 

 

 

 
72

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

 

 

With a Related Allowance
72

 

 

 

 

 

 
72

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
65

 
$

 
$
1,584

 
$

 
$
172

 
$
2,108

 
$
3,929

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
2

 

 
38

 

 
2

 
1

 
43

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 
38

 

 

 

 
38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans

 

 

 

 
2

 

 
2

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
11

 
$

 
$
11

Post-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
11

 
$

 
$
11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans

 

 

 

 
5

 

 
5

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
44

 
$

 
$
44

Post-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
44

 
$

 
$
44