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Loans (Tables)
3 Months Ended
Mar. 31, 2013
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables [Table Text Block]
Past Due Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
428

 
$
—

 
$
1,351

 
$
26

 
$
1,986

 
$
1,481

 
$
5,272

Loans Past Due 60-89 Days
421

 
—

 
200

 
10

 
375

 
1,058

 
2,064

Loans Past Due 90 or more Days
130

 
—

 
1,886

 
—

 
98

 
1,302

 
3,416

Total Loans Past Due
979

 
—

 
3,437

 
36

 
2,459

 
3,841

 
10,752

Current Loans
88,188

 
27,380

 
251,805

 
6,995

 
351,542

 
428,097

 
1,154,007

Total Loans
$
89,167

 
$
27,380

 
$
255,242

 
$
7,031

 
$
354,001

 
$
431,938

 
$
1,164,759

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
259

 
$
259

Nonaccrual Loans
$
253

 
$
—

 
$
1,953

 
$
4

 
$
334

 
$
2,674

 
$
5,218

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
1,045

 
$
—

 
$
534

 
$
43

 
$
2,427

 
$
407

 
$
4,456

Loans Past Due 60-89 Days
1,588

 
—

 
1,332

 
17

 
793

 
2,466

 
6,196

Loans Past Due 90 or more Days
494

 
—

 
1,871

 
—

 
185

 
1,462

 
4,012

Total Loans Past Due
3,127

 
—

 
3,737

 
60

 
3,405

 
4,335

 
14,664

Current Loans
102,409

 
29,149

 
241,440

 
6,624

 
345,695

 
432,360

 
1,157,677

Total Loans
$
105,536

 
$
29,149

 
$
245,177

 
$
6,684

 
$
349,100

 
$
436,695

 
$
1,172,341

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
126

 
$
—

 
$
378

 
$
—

 
$
42

 
$
374

 
$
920

Nonaccrual Loans
$
1,787

 
$
—

 
$
2,026

 
$
1

 
$
419

 
$
2,400

 
$
6,633

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
368

 
$
—

 
$
427

 
$
21

 
$
1,930

 
$
1,089

 
$
3,835

Loans Past Due 60-89 Days
44

 
—

 
117

 
20

 
256

 
943

 
1,380

Loans Past Due 90 or more Days
9

 
—

 
1,073

 
15

 
158

 
2,704

 
3,959

Total Loans Past Due
421

 
—

 
1,617

 
56

 
2,344

 
4,736

 
9,174

Current Loans
101,732

 
10,814

 
232,700

 
6,414

 
326,332

 
450,381

 
1,128,373

Total Loans
$
102,153

 
$
10,814

 
$
234,317

 
$
6,470

 
$
328,676

 
$
455,117

 
$
1,137,547

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
9

 
$
—

 
$
—

 
$
—

 
$
—

 
$
112

 
$
121

Nonaccrual Loans
$
35

 
$
—

 
$
1,925

 
$
15

 
$
500

 
$
3,001

 
$
5,476

Allowance for Credit Losses on Financing Receivables [Table Text Block]
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
$
2,344

 
$
601

 
$
3,050

 
$
304

 
$
4,536

 
$
3,405

 
$
1,058

 
$
15,298

Charge-offs
(773
)
 
—

 
(11
)
 
(8
)
 
(98
)
 
—

 
—

 
(890
)
Recoveries
4

 
—

 
—

 
—

 
91

 
—

 
—

 
95

Provision
44

 
11

 
340

 
12

 
(235
)
 
(13
)
 
(59
)
 
100

March 31, 2013
$
1,619

 
$
612

 
$
3,379

 
$
308

 
$
4,294

 
$
3,392

 
$
999

 
$
14,603

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
$
1,927

 
$
602

 
$
3,136

 
$
350

 
$
4,496

 
$
3,414

 
$
1,078

 
$
15,003

Charge-offs
(5
)
 
—

 
(167
)
 
(19
)
 
(106
)
 
—

 
—

 
(297
)
Recoveries
2

 
—

 
—

 
6

 
59

 
—

 
—

 
67

Provision
(90
)
 
59

 
328

 
15

 
81

 
(114
)
 
1

 
280

March 31, 2012
$
1,834

 
$
661

 
$
3,297

 
$
352

 
$
4,530

 
$
3,300

 
$
1,079

 
$
15,053

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,619

 
$
612

 
$
3,379

 
$
308

 
$
4,294

 
$
3,392

 
$
999

 
$
14,603

Ending Loan Balance - Individually Evaluated for Impairment
$
37

 
$
—

 
$
1,505

 
$
—

 
$
182

 
$
1,085

 
$
—

 
$
2,809

Ending Loan Balance - Collectively Evaluated for Impairment
$
89,130

 
$
27,380

 
$
253,737

 
$
7,031

 
$
353,819

 
$
430,853

 
$
—

 
$
1,161,950

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
853

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
$
853

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,491

 
$
601

 
$
3,050

 
$
304

 
$
4,536

 
$
3,405

 
$
1,058

 
$
14,445

Ending Loan Balance - Individually Evaluated for Impairment
$
1,432

 
$
—

 
$
2,528

 
$
—

 
$
203

 
$
1,090

 
$
—

 
$
5,253

Ending Loan Balance - Collectively Evaluated for Impairment
$
104,104

 
$
29,149

 
$
242,649

 
$
6,684

 
$
348,897

 
$
435,605

 
$
—

 
$
1,167,088

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,834

 
$
661

 
$
3,297

 
$
352

 
$
4,530

 
$
3,300

 
$
1,079

 
$
15,053

Ending Loan Balance - Individually Evaluated for Impairment
$
62

 
$
—

 
$
1,454

 
$
—

 
$
240

 
$
2,108

 
$
—

 
$
3,864

Ending Loan Balance - Collectively Evaluated for Impairment
$
102,091

 
$
10,814

 
$
232,863

 
$
6,470

 
$
328,436

 
$
453,009

 
$
—

 
$
1,133,683

    
T
Financing Receivable Credit Quality Indicators [Table Text Block]
Loan Credit Quality Indicators
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
$
82,063

 
$
26,180

 
$
234,609

 
 
 
 
 
 
 
$
342,852

Special Mention
183

 
—

 
1,385

 
 
 
 
 
 
 
1,568

Substandard
6,921

 
1,200

 
19,248

 
 
 
 
 
 
 
27,369

Doubtful
—

 
—

 
—

 
 
 
 
 
 
 
—

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
$
7,027

 
$
353,667

 
$
429,004

 
789,698

Nonperforming
 
 
 
 
 
 
4

 
334

 
2,934

 
3,272

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
97,085

 
27,913

 
225,312

 
 
 
 
 
 
 
350,310

Special Mention
192

 
—

 
1,419

 
 
 
 
 
 
 
1,611

Substandard
6,872

 
1,236

 
18,446

 
 
 
 
 
 
 
26,554

Doubtful
1,387

 
—

 
—

 
 
 
 
 
 
 
1,387

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
6,683

 
348,676

 
433,922

 
789,281

Nonperforming
 
 
 
 
 
 
1

 
424

 
2,773

 
3,198

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
95,385

 
8,969

 
213,429

 
 
 
 
 
 
 
317,783

Special Mention
2,066

 
—

 
2,545

 
 
 
 
 
 
 
4,611

Substandard
4,702

 
1,845

 
18,343

 
 
 
 
 
 
 
24,890

Doubtful
—

 
—

 
—

 
 
 
 
 
 
 
—

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
6,455

 
328,176

 
452,004

 
786,635

Nonperforming
 
 
 
 
 
 
$
15

 
$
500

 
$
3,113

 
$
3,628

Impaired Financing Receivables [Table Text Block]
Impaired Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
March 31, 2013
 
 
 
 

 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
37

 
$
—

 
$
1,505

 
$
—

 
$
182

 
$
1,085

 
$
2,809

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
37

 
—

 
1,505

 
—

 
182

 
1,085

 
2,809

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
45

 
$
—

 
$
2,528

 
$
—

 
$
203

 
$
1,090

 
$
3,866

With a Related Allowance
1,387

 
—

 
—

 
—

 
—

 
—

 
1,387

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
45

 
—

 
2,695

 
—

 
203

 
1,090

 
4,033

With a Related Allowance
1,387

 
—

 
—

 
—

 
—

 
—

 
1,387

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
62

 
$
—

 
$
1,454

 
$
—

 
$
240

 
$
2,108

 
$
3,864

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
62

 
—

 
1,621

 
—

 
240

 
2,108

 
4,031

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:

 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
41

 
$
—

 
$
2,017

 
$
—

 
$
193

 
$
1,088

 
$
3,339

With a Related Allowance
694

 
—

 
—

 
—

 
—

 
—

 
694

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
1

 
—

 
—

 
—

 
2

 
4

 
7

With a Related Allowance
72

 
—

 
—

 
—

 
—

 
—

 
72

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

With a Related Allowance
72

 
—

 
—

 
—

 
—

 
—

 
72

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
65

 
$
—

 
$
1,584

 
$
—

 
$
172

 
$
2,108

 
$
3,929

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
2

 
—

 
38

 
—

 
2

 
1

 
43

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
38

 
—

 
—

 
—

 
38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
—

 
—

 
2

 
—

 
2

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
—

 
$
—

 
$
11

 
$
—

 
$
11

Post-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
—

 
$
—

 
$
11

 
$
—

 
$
11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
—

 
—

 
5

 
—

 
5

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
—

 
$
—

 
$
44

 
$
—

 
$
44

Post-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
—

 
$
—

 
$
44

 
$
—

 
$
44