Cash and Cash Equivalents

12 Months Ended

Dec. 31, 2012

Cash and Cash Equivalents [Abstract]

Cash and Cash Equivalents Disclosure [Text Block]

CASH AND CASH EQUIVALENTS (Dollars In Thousands)

The following table is the schedule of cash and cash equivalents at December 31, 2012 and 2011:

	2012		2011
Cash and Due From Banks	$	37,076	$	29,598
Interest-Bearing Deposits at Banks	11,756		14,138
Total Cash and Cash Equivalents	$	48,832	$	43,736
Supplemental Information:
Total required reserves, including vault cash and Federal Reserve Bank deposits	$	23,168	$	24,268

The Company is required to maintain reserve balances with the Federal Reserve Bank of New York. The required reserve is calculated on a fourteen day average and the amounts presented in the table above represent the average for the period that includes December 31.