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Loans (Tables)
9 Months Ended
Sep. 30, 2012
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables [Table Text Block]
Past Due Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
831

 
$

 
$
271

 
$
20

 
$
2,675

 
$
2,245

 
$
6,042

Loans Past Due 60-89 Days
1,764

 

 
1,051

 

 
485

 
822

 
4,122

Loans Past Due 90 or more Days
216

 

 
621

 

 
148

 
1,278

 
2,263

Total Loans Past Due
2,811

 

 
1,943

 
20

 
3,308

 
4,345

 
12,427

Current Loans
97,612

 
27,265

 
233,238

 
6,837

 
339,922

 
435,650

 
1,140,524

Total Loans
$
100,423

 
$
27,265

 
$
235,181

 
$
6,857

 
$
343,230

 
$
439,995

 
$
1,152,951

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$

 
$

 
$

 
$
150

 
$
150

Nonaccrual Loans
$
1,750

 
$

 
$
1,156

 
$
1

 
$
419

 
$
2,762

 
$
6,088

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
538

 
$

 
$
284

 
$
75

 
$
3,512

 
$
1,544

 
$
5,953

Loans Past Due 60-89 Days
197

 

 

 
12

 
670

 
226

 
1,105

Loans Past Due 90 or more Days
17

 

 
1,825

 
6

 
314

 
3,056

 
5,218

Total Loans Past Due
752

 

 
2,109

 
93

 
4,496

 
4,826

 
12,276

Current Loans
99,039

 
11,083

 
230,040

 
6,225

 
317,879

 
454,915

 
1,119,181

Total Loans
$
99,791

 
$
11,083

 
$
232,149

 
$
6,318

 
$
322,375

 
$
459,741

 
$
1,131,457

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
17

 
$

 
$
684

 
$

 
$
56

 
$
905

 
$
1,662

Nonaccrual Loans
$
6

 
$

 
$
1,503

 
$
6

 
$
431

 
$
2,582

 
$
4,528

 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
432

 
$

 
$

 
$
44

 
$
2,821

 
$
216

 
$
3,513

Loans Past Due 60-89 Days
134

 

 
218

 
6

 
853

 
924

 
2,135

Loans Past Due 90 or more Days
21

 

 
1,425

 

 
251

 
1,986

 
3,683

Total Loans Past Due
587

 

 
1,643

 
50

 
3,925

 
3,126

 
9,331

Current Loans
96,444

 
8,642

 
226,965

 
6,030

 
311,300

 
461,979

 
1,111,360

Total Loans
$
97,031

 
$
8,642

 
$
228,608

 
$
6,080

 
$
315,225

 
$
465,105

 
$
1,120,691

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$
300

 
$

 
$

 
$
526

 
$
826

Nonaccrual Loans
$
41

 
$

 
$
1,199

 
$

 
$
495

 
$
2,530

 
$
4,265

Allowance for Credit Losses on Financing Receivables [Table Text Block]
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
$
2,098

 
$
528

 
$
3,295

 
$
355

 
$
4,571

 
$
3,451

 
$
913

 
$
15,211

Charge-offs

 

 
(39
)
 
(27
)
 
(105
)
 

 

 
(171
)
Recoveries
2

 

 

 
8

 
47

 

 

 
57

Provision
22

 
19

 
(82
)
 
(11
)
 
119

 
38

 
45

 
150

September 30, 2012
$
2,122

 
$
547

 
$
3,174

 
$
325

 
$
4,632

 
$
3,489

 
$
958

 
$
15,247

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
$
1,076

 
$
643

 
$
3,614

 
$
304

 
$
4,596

 
$
3,044

 
$
1,543

 
$
14,820

Charge-offs

 

 

 
(22
)
 
(79
)
 
(34
)
 

 
(135
)
Recoveries
1

 

 

 
14


45

 

 

 
60

Provision
265

 
(282
)
 
327

 
40

 
(151
)
 
63

 
(87
)
 
175

September 30, 2011
$
1,342

 
$
361

 
$
3,941

 
$
336

 
$
4,411

 
$
3,073

 
$
1,456

 
$
14,920

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
$
1,927

 
$
602

 
$
3,136

 
$
350

 
$
4,496

 
$
3,414

 
$
1,078

 
$
15,003

Charge-offs
(15
)
 

 
(206
)
 
(69
)
 
(281
)
 
(33
)
 

 
(604
)
Recoveries
5

 

 

 
17

 
156

 

 

 
178

Provision
205

 
(55
)
 
244

 
27

 
261

 
108

 
(120
)
 
670

September 30, 2012
$
2,122

 
$
547

 
$
3,174

 
$
325

 
$
4,632

 
$
3,489

 
$
958

 
$
15,247

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2010
$
2,037

 
$
135

 
$
2,993

 
$
328

 
$
4,760

 
$
3,163

 
$
1,273

 
$
14,689

Charge-offs
(50
)
 

 

 
(71
)
 
(367
)
 
(35
)
 

 
(523
)
Recoveries
4

 

 

 
36

 
149

 

 

 
189

Provision
(649
)
 
226

 
948

 
43

 
(131
)
 
(55
)
 
183

 
565

September 30, 2011
$
1,342

 
$
361

 
$
3,941

 
$
336

 
$
4,411

 
$
3,073

 
$
1,456

 
$
14,920

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
809

 
$

 
$

 
$

 
$

 
$

 
$

 
$
809

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,313

 
$
547

 
$
3,174

 
$
325

 
$
4,632

 
$
3,489

 
$

 
$
13,480

Ending Loan Balance - Individually Evaluated for Impairment
$
1,553

 
$

 
$
1,574

 
$

 
$
204

 
$
1,512

 
$

 
$
4,843

Ending Loan Balance - Collectively Evaluated for Impairment
$
98,870

 
$
27,265

 
$
233,607

 
$
6,857

 
$
343,026

 
$
438,483

 
$

 
$
1,148,108

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,927

 
$
602

 
$
3,136

 
$
350

 
$
4,496

 
$
3,414

 
$

 
$
13,925

Ending Loan Balance - Individually Evaluated for Impairment
$
66

 
$

 
$
1,953

 
$

 
$
268

 
$
2,108

 
$

 
$
4,395

Ending Loan Balance - Collectively Evaluated for Impairment
$
99,725

 
$
11,083

 
$
230,196

 
$
6,318

 
$
322,107

 
$
457,633

 
$

 
$
1,127,062

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,342

 
$
361

 
$
3,941

 
$
336

 
$
4,411

 
$
3,073

 
$

 
$
13,464

Ending Loan Balance - Individually Evaluated for Impairment
$

 
$

 
$
994

 
$

 
$

 
$
1,812

 
$

 
$
2,806

Ending Loan Balance - Collectively Evaluated for Impairment
$
97,031

 
$
8,642

 
$
227,614

 
$
6,080

 
$
315,225

 
$
463,293

 
$

 
$
1,117,885

    
T
Financing Receivable Credit Quality Indicators [Table Text Block]
Loan Credit Quality Indicators
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
$
93,095

 
$
25,993

 
$
214,239

 
 
 
 
 
 
 
$
333,327

Special Mention
279

 

 
1,537

 
 
 
 
 
 
 
1,816

Substandard
7,049

 
1,272

 
19,405

 
 
 
 
 
 
 
27,726

Doubtful

 

 

 
 
 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
$
6,856

 
$
342,811

 
$
437,082

 
786,749

Nonperforming
 
 
 
 
 
 
1

 
419

 
2,913

 
3,333

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
91,555

 
9,195

 
213,413

 
 
 
 
 
 
 
314,163

Special Mention
3,975

 

 
458

 
 
 
 
 
 
 
4,433

Substandard
4,261

 
1,888

 
18,278

 
 
 
 
 
 
 
24,427

Doubtful

 

 

 
 
 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
6,312

 
321,888

 
456,254

 
784,454

Nonperforming
 
 
 
 
 
 
6

 
487

 
3,487

 
3,980

 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
89,740

 
6,712

 
205,556

 
 
 
 
 
 
 
302,008

Special Mention
3,747

 

 
737

 
 
 
 
 
 
 
4,484

Substandard
3,544

 
1,930

 
22,315

 
 
 
 
 
 
 
27,789

Doubtful
$

 
$

 
$

 
 
 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
6,080

 
314,730

 
462,049

 
782,859

Nonperforming
 
 
 
 
 
 
$

 
$
495

 
$
3,056

 
$
3,551

Impaired Financing Receivables [Table Text Block]
Impaired Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
September 30, 2012
 
 
 
 

 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
52

 
$

 
$
1,574

 
$

 
$
204

 
$
1,512

 
$
3,342

With a Related Allowance
1,501

 

 

 

 

 

 
1,501

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
52

 

 
1,741

 

 
204

 
1,512

 
3,509

With a Related Allowance
1,501

 

 

 

 

 

 
1,501

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
66

 
$

 
$
1,953

 
$

 
$
268

 
$
2,108

 
$
4,395

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
66

 

 
1,953

 

 
268

 
2,108

 
4,395

 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$

 
$

 
$
994

 
$

 
$

 
$
1,812

 
$
2,806

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 
994

 

 

 
1,812

 
2,806

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
55

 
$

 
$
1,600

 
$

 
$
209

 
$
1,501

 
$
3,365

With a Related Allowance
1,571

 

 

 

 

 

 
1,571

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
2

 

 
10

 

 
4

 
3

 
19

With a Related Allowance

 

 

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 
10

 

 

 

 
10

With a Related Allowance

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$

 
$

 
$
994

 
$

 
$

 
$
1,812

 
$
2,806

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
Impaired Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
With No Related Allowance

 

 

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
59

 
$

 
$
1,717

 
$

 
$
229

 
$
1,703

 
$
3,708

With a Related Allowance
687

 

 

 

 

 

 
687

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
5

 

 
54

 

 
9

 
7

 
75

With a Related Allowance

 

 

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 
54

 

 

 

 
54

With a Related Allowance

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$

 
$

 
$
995

 
$

 
$

 
$
1,799

 
$
2,794

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

 
23

 
23

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 

At
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans

 

 
2

 

 
5

 

 
7

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$
47

 
$

 
$
41

 
$

 
$
88

Post-Modification Outstanding Recorded Investment
$

 
$

 
$
47

 
$

 
$
41

 
$

 
$
88

 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans

 

 

 

 
4

 
1

 
5

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
33

 
$
242

 
$
275

Post-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
33

 
$
242

 
$
275

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans

 

 
2

 

 
12

 

 
14

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$
47

 
$

 
$
101

 
$

 
$
148

Post-Modification Outstanding Recorded Investment
$

 
$

 
$
47

 
$

 
$
101

 
$

 
$
148

 
 
 
 
 
 
 
 
 
 
 
 
 
 
September 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
1

 

 

 

 
13

 
1

 
15

Pre-Modification Outstanding Recorded Investment
$
63

 
$

 
$

 
$

 
$
121

 
$
242

 
$
426

Post-Modification Outstanding Recorded Investment
$
63

 
$

 
$

 
$

 
$
121

 
$
242

 
$
426