Comprehensive Income

9 Months Ended

Sep. 30, 2012

COMPREHENSIVE INCOME (In Thousands)

The following table presents the components of other comprehensive income for the three months ended September 30, 2012 and 2011 :



Schedule of Comprehensive Income
	Three Months Ended September 30,									Nine Months Ended September 30,
				Tax									Tax
	Before-Tax			(Expense)			Net-of-Tax			Before-Tax			(Expense)			Net-of-Tax
	Amount			Benefit			Amount			Amount			Benefit			Amount
2012
Net Unrealized Securities Holding Gains Arising During the Period	$	679		$	(268	)	$	411		$	1,256		$	(498	)	$	758
Reclassification Adjustment for Securities Gains Included in Net Income	(64		)	25			(39		)	(709		)	281			(428		)
Amortization of Net Retirement Plan Actuarial Loss	377			(149		)	228			1,134			(449		)	685
Accretion of Net Retirement Plan Prior Service Credit	(7		)	3			(4		)	(22		)	9			(13		)
Other Comprehensive Income	$	985		$	(389	)	$	596		$	1,659		$	(657	)	$	1,002

2011
Net Unrealized Securities Holding Gains Arising During the Period	$	1,843		$	(730	)	$	1,113		$	8,115		$	(3,215	)	$	4,900
Reclassification Adjustment for Securities Gains Included in Net Income	(1,772		)	702			(1,070		)	(2,795		)	1,107			(1,688		)
Amortization of Net Retirement Plan Actuarial Loss	257			(102		)	155			767			(303		)	464
Accretion of Net Retirement Plan Prior Service Credit	(33		)	13			(20		)	(94		)	36			(58		)
Other Comprehensive Income	$	295		$	(117	)	$	178		$	5,993		$	(2,375	)	$	3,618

The following table presents the components, net of tax, of accumulated other comprehensive income (loss) as of:



Schedule of Accumulated Other Comprehensive Income (Loss)
	September 30, 2012			December 31, 2011			September 30, 2011
Retirement Plan Net Loss	$	(13,024	)	$	(13,709	)	$	(10,146	)
Retirement Plan Prior Service Credit	193			206			374
Net Unrealized Securities Holding Gains	7,138			6,808			6,967
Total Accumulated Other Comprehensive Loss	$	(5,693	)	$	(6,695	)	$	(2,805	)