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Loans (Tables)
6 Months Ended
Jun. 30, 2012
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables [Table Text Block]
Past Due Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
441

 
$

 
$
371

 
$
13

 
$
2,225

 
$
1,554

 
$
4,604

Loans Past Due 60-89 Days
1,779

 

 

 
5

 
483

 
639

 
2,906

Loans Past Due 90 or more Days

 

 
692

 

 
124

 
1,818

 
2,634

Total Loans Past Due
2,220

 

 
1,063

 
18

 
2,832

 
4,011

 
10,144

Current Loans
99,074

 
17,628

 
234,798

 
6,525

 
331,266

 
447,206

 
1,136,497

Total Loans
$
101,294

 
$
17,628

 
$
235,861

 
$
6,543

 
$
334,098

 
$
451,217

 
$
1,146,641

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$
27

 
$

 
$

 
$
477

 
$
504

Nonaccrual Loans
$
1,675

 
$

 
$
1,511

 
$
1

 
$
536

 
$
3,099

 
$
6,822

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
538

 
$

 
$
284

 
$
75

 
$
3,512

 
$
1,544

 
$
5,953

Loans Past Due 60-89 Days
197

 

 

 
12

 
670

 
226

 
1,105

Loans Past Due 90 or more Days
17

 

 
1,825

 
6

 
314

 
3,056

 
5,218

Total Loans Past Due
752

 

 
2,109

 
93

 
4,496

 
4,826

 
12,276

Current Loans
99,039

 
11,083

 
230,040

 
6,225

 
317,879

 
454,915

 
1,119,181

Total Loans
$
99,791

 
$
11,083

 
$
232,149

 
$
6,318

 
$
322,375

 
$
459,741

 
$
1,131,457

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
17

 
$

 
$
684

 
$

 
$
56

 
$
905

 
$
1,662

Nonaccrual Loans
$
6

 
$

 
$
1,503

 
$
6

 
$
431

 
$
2,582

 
$
4,528

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
268

 
$

 
$
76

 
$
58

 
$
2,853

 
$
314

 
$
3,569

Loans Past Due 60-89 Days
251

 

 
1,106

 
4

 
843

 
1,565

 
3,769

Loans Past Due 90 or more Days
250

 

 
169

 

 
220

 
2,269

 
2,908

Total Loans Past Due
769

 

 
1,351

 
62

 
3,916

 
4,148

 
10,246

Current Loans
96,432

 
6,907

 
227,191

 
5,919

 
312,776

 
460,625

 
1,109,850

Total Loans
$
97,201

 
$
6,907

 
$
228,542

 
$
5,981

 
$
316,692

 
$
464,773

 
$
1,120,096

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$

 
$

 
$
110

 
$

 
$
23

 
$
422

 
$
555

Nonaccrual Loans
$
319

 
$

 
$
1,173

 
$

 
$
489

 
$
3,009

 
$
4,990

Allowance for Credit Losses on Financing Receivables [Table Text Block]
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
$
1,834

 
$
661

 
$
3,297

 
$
352

 
$
4,530

 
$
3,300

 
$
1,079

 
$
15,053

Charge-offs
(10
)
 

 

 
(23
)
 
(70
)
 
(33
)
 

 
(136
)
Recoveries
1

 

 

 
3

 
50

 

 

 
54

Provision
273

 
(133
)
 
(2
)
 
23

 
61

 
184

 
(166
)
 
240

June 30, 2012
$
2,098

 
$
528

 
$
3,295

 
$
355

 
$
4,571

 
$
3,451

 
$
913

 
$
15,211

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2011
$
1,476

 
$
134

 
$
4,314

 
$
314

 
$
4,486

 
$
2,902

 
$
1,119

 
$
14,745

Charge-offs

 

 

 
(45
)
 
(104
)
 
(1
)
 

 
(150
)
Recoveries
2

 

 

 
17


36

 



 
55

Provision
(402
)
 
509

 
(700
)
 
18

 
178

 
143

 
424

 
170

June 30, 2011
$
1,076

 
$
643

 
$
3,614

 
$
304

 
$
4,596

 
$
3,044

 
$
1,543

 
$
14,820

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
$
1,927

 
$
602

 
$
3,136

 
$
350

 
$
4,496

 
$
3,414

 
$
1,078

 
$
15,003

Charge-offs
(15
)
 

 
(167
)
 
(42
)
 
(176
)
 
(33
)
 

 
(433
)
Recoveries
3

 

 

 
9

 
109

 

 

 
121

Provision
183

 
(74
)
 
326

 
38

 
142

 
70

 
(165
)
 
520

June 30, 2012
$
2,098

 
$
528

 
$
3,295

 
$
355

 
$
4,571

 
$
3,451

 
$
913

 
$
15,211

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2010
$
2,037

 
$
135

 
$
2,993

 
$
328

 
$
4,760

 
$
3,163

 
$
1,273

 
$
14,689

Charge-offs
(50
)
 

 

 
(49
)
 
(288
)
 
(1
)
 

 
(388
)
Recoveries
3

 

 

 
22

 
104

 

 

 
129

Provision
(914
)
 
508

 
621

 
3

 
20

 
(118
)
 
270

 
390

June 30, 2011
$
1,076

 
$
643

 
$
3,614

 
$
304

 
$
4,596

 
$
3,044

 
$
1,543

 
$
14,820

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
765

 
$

 
$

 
$

 
$

 
$

 
 
 
$
765

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,333

 
$
528

 
$
3,295

 
$
355

 
$
4,571

 
$
3,451

 
 
 
$
13,533

Ending Loan Balance - Individually Evaluated for Impairment
$
1,699

 
$

 
$
1,625

 
$

 
$
213

 
$
1,490

 
 
 
$
5,027

Ending Loan Balance - Collectively Evaluated for Impairment
$
99,595

 
$
17,628

 
$
234,236

 
$
6,543

 
$
333,885

 
$
449,727

 
 
 
$
1,141,614

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
2,285

 
$
589

 
$
3,167

 
$
350

 
$
4,469

 
$
3,065

 
 
 
$
13,925

Ending Loan Balance - Individually Evaluated for Impairment
$
66

 
$

 
$
1,953

 
$

 
$
268

 
$
2,108

 
 
 
$
4,395

Ending Loan Balance - Collectively Evaluated for Impairment
$
99,725

 
$
11,083

 
$
230,196

 
$
6,318

 
$
322,107

 
$
457,633

 
 
 
$
1,127,062

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,076

 
$
643

 
$
3,614

 
$
304

 
$
4,596

 
$
3,044

 
 
 
$
13,277

Ending Loan Balance - Individually Evaluated for Impairment
$

 
$

 
$
994

 
$

 
$

 
$
1,812

 
 
 
$
2,806

Ending Loan Balance - Collectively Evaluated for Impairment
$
97,201

 
$
6,907

 
$
227,548

 
$
5,981

 
$
316,692

 
$
462,961

 
 
 
$
1,117,290

    
Financing Receivable Credit Quality Indicators [Table Text Block]
Loan Credit Quality Indicators
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
$
93,621

 
$
15,826

 
$
213,937

 
 
 
 
 
 
 
$
323,384

Special Mention
2,393

 

 
2,433

 
 
 
 
 
 
 
4,826

Substandard
5,280

 
1,802

 
19,491

 
 
 
 
 
 
 
26,573

Doubtful

 

 

 
 
 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
$
6,542

 
$
333,562

 
$
447,641

 
787,745

Nonperforming
 
 
 
 
 
 
1

 
536

 
3,576

 
4,113

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
91,555

 
9,195

 
213,413

 
 
 
 
 
 
 
314,163

Special Mention
3,975

 

 
458

 
 
 
 
 
 
 
4,433

Substandard
4,261

 
1,888

 
18,278

 
 
 
 
 
 
 
24,427

Doubtful

 

 

 
 
 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
6,312

 
321,888

 
456,254

 
784,454

Nonperforming
 
 
 
 
 
 
6

 
487

 
3,487

 
3,980

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
90,354

 
4,967

 
206,900

 
 
 
 
 
 
 
302,221

Special Mention
4,222

 
263

 
1,048

 
 
 
 
 
 
 
5,533

Substandard
2,625

 
1,677

 
20,594

 
 
 
 
 
 
 
24,896

Doubtful
$

 
$

 
$

 
 
 
 
 
 
 

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
5,981

 
316,198

 
461,342

 
783,521

Nonperforming
 
 
 
 
 
 
$

 
$
512

 
$
3,431

 
$
3,943

Impaired Financing Receivables [Table Text Block]
Impaired Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
June 30, 2012
 
 
 
 

 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
58

 
$

 
$
1,625

 
$

 
$
213

 
$
1,490

 
$
3,386

With a Related Allowance
1,641

 

 

 

 

 

 
1,641

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
58

 

 
1,458

 

 
213

 
1,490

 
3,219

With a Related Allowance
1,641

 

 

 

 

 

 
1,641

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
66

 
$

 
$
1,953

 
$

 
$
268

 
$
2,108

 
$
4,395

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
66

 

 
1,953

 

 
268

 
2,108

 
4,395

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$

 
$

 
$
994

 
$

 
$

 
$
1,812

 
$
2,806

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 
994

 

 

 
1,812

 
2,806

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
60

 
$

 
$
1,707

 
$

 
$
227

 
$
1,645

 
$
3,639

With a Related Allowance
559

 

 

 

 

 

 
559

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
1

 

 
6

 

 
3

 
3

 
13

With a Related Allowance

 

 

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 
6

 

 

 

 
6

With a Related Allowance

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$

 
$

 
$
995

 
$

 
$

 
$
1,803

 
$
2,798

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

 

 

Impaired Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
62

 
$

 
$
1,789

 
$

 
$
241

 
$
1,799

 
$
3,891

With a Related Allowance
280

 

 

 

 

 

 
280

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
3

 

 
44

 

 
5

 
4

 
56

With a Related Allowance

 

 

 

 

 

 

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 
44

 

 

 

 
44

With a Related Allowance

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$

 
$

 
$
996

 
$

 
$

 
$
1,793

 
$
2,789

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

 
23

 
23

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance

 

 

 

 

 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 

Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans

 

 

 

 
2

 

 
2

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
16

 
$

 
$
16

Post-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
16

 
$

 
$
16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
1

 

 

 

 
3

 

 
4

Pre-Modification Outstanding Recorded Investment
$
62

 
$

 
$

 
$

 
$
31

 
$

 
$
93

Post-Modification Outstanding Recorded Investment
$
62

 
$

 
$

 
$

 
$
31

 
$

 
$
93

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans

 

 

 

 
7

 

 
7

Pre-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
60

 
$

 
$
60

Post-Modification Outstanding Recorded Investment
$

 
$

 
$

 
$

 
$
60

 
$

 
$
60

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
1

 

 

 

 
9

 

 
10

Pre-Modification Outstanding Recorded Investment
$
62

 
$

 
$

 
$

 
$
88

 
$

 
$
150

Post-Modification Outstanding Recorded Investment
$
62

 
$

 
$

 
$

 
$
88

 
$

 
$
150