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Loans (Tables)
6 Months Ended
Jun. 30, 2012
Loans and Leases Receivable Disclosure [Abstract]  
Past Due Financing Receivables [Table Text Block]
Past Due Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
441

 
$
—

 
$
371

 
$
13

 
$
2,225

 
$
1,554

 
$
4,604

Loans Past Due 60-89 Days
1,779

 
—

 
—

 
5

 
483

 
639

 
2,906

Loans Past Due 90 or more Days
—

 
—

 
692

 
—

 
124

 
1,818

 
2,634

Total Loans Past Due
2,220

 
—

 
1,063

 
18

 
2,832

 
4,011

 
10,144

Current Loans
99,074

 
17,628

 
234,798

 
6,525

 
331,266

 
447,206

 
1,136,497

Total Loans
$
101,294

 
$
17,628

 
$
235,861

 
$
6,543

 
$
334,098

 
$
451,217

 
$
1,146,641

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
—

 
$
—

 
$
27

 
$
—

 
$
—

 
$
477

 
$
504

Nonaccrual Loans
$
1,675

 
$
—

 
$
1,511

 
$
1

 
$
536

 
$
3,099

 
$
6,822

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
538

 
$
—

 
$
284

 
$
75

 
$
3,512

 
$
1,544

 
$
5,953

Loans Past Due 60-89 Days
197

 
—

 
—

 
12

 
670

 
226

 
1,105

Loans Past Due 90 or more Days
17

 
—

 
1,825

 
6

 
314

 
3,056

 
5,218

Total Loans Past Due
752

 
—

 
2,109

 
93

 
4,496

 
4,826

 
12,276

Current Loans
99,039

 
11,083

 
230,040

 
6,225

 
317,879

 
454,915

 
1,119,181

Total Loans
$
99,791

 
$
11,083

 
$
232,149

 
$
6,318

 
$
322,375

 
$
459,741

 
$
1,131,457

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
17

 
$
—

 
$
684

 
$
—

 
$
56

 
$
905

 
$
1,662

Nonaccrual Loans
$
6

 
$
—

 
$
1,503

 
$
6

 
$
431

 
$
2,582

 
$
4,528

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Past Due 30-59 Days
$
268

 
$
—

 
$
76

 
$
58

 
$
2,853

 
$
314

 
$
3,569

Loans Past Due 60-89 Days
251

 
—

 
1,106

 
4

 
843

 
1,565

 
3,769

Loans Past Due 90 or more Days
250

 
—

 
169

 
—

 
220

 
2,269

 
2,908

Total Loans Past Due
769

 
—

 
1,351

 
62

 
3,916

 
4,148

 
10,246

Current Loans
96,432

 
6,907

 
227,191

 
5,919

 
312,776

 
460,625

 
1,109,850

Total Loans
$
97,201

 
$
6,907

 
$
228,542

 
$
5,981

 
$
316,692

 
$
464,773

 
$
1,120,096

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans 90 or More Days Past Due
  and Still Accruing Interest
$
—

 
$
—

 
$
110

 
$
—

 
$
23

 
$
422

 
$
555

Nonaccrual Loans
$
319

 
$
—

 
$
1,173

 
$
—

 
$
489

 
$
3,009

 
$
4,990

Allowance for Credit Losses on Financing Receivables [Table Text Block]
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
Roll-forward of the Allowance for Loan Losses for the Quarterly Periods:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2012
$
1,834

 
$
661

 
$
3,297

 
$
352

 
$
4,530

 
$
3,300

 
$
1,079

 
$
15,053

Charge-offs
(10
)
 
—

 
—

 
(23
)
 
(70
)
 
(33
)
 
—

 
(136
)
Recoveries
1

 
—

 
—

 
3

 
50

 
—

 
—

 
54

Provision
273

 
(133
)
 
(2
)
 
23

 
61

 
184

 
(166
)
 
240

June 30, 2012
$
2,098

 
$
528

 
$
3,295

 
$
355

 
$
4,571

 
$
3,451

 
$
913

 
$
15,211

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
March 31, 2011
$
1,476

 
$
134

 
$
4,314

 
$
314

 
$
4,486

 
$
2,902

 
$
1,119

 
$
14,745

Charge-offs
—

 
—

 
—

 
(45
)
 
(104
)
 
(1
)
 
—

 
(150
)
Recoveries
2

 
—

 
—

 
17


36

 
—

—

—

 
55

Provision
(402
)
 
509

 
(700
)
 
18

 
178

 
143

 
424

 
170

June 30, 2011
$
1,076

 
$
643

 
$
3,614

 
$
304

 
$
4,596

 
$
3,044

 
$
1,543

 
$
14,820

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Roll-forward of the Allowance for Loan Losses for the Year-to-Date Periods:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
$
1,927

 
$
602

 
$
3,136

 
$
350

 
$
4,496

 
$
3,414

 
$
1,078

 
$
15,003

Charge-offs
(15
)
 
—

 
(167
)
 
(42
)
 
(176
)
 
(33
)
 
—

 
(433
)
Recoveries
3

 
—

 
—

 
9

 
109

 
—

 
—

 
121

Provision
183

 
(74
)
 
326

 
38

 
142

 
70

 
(165
)
 
520

June 30, 2012
$
2,098

 
$
528

 
$
3,295

 
$
355

 
$
4,571

 
$
3,451

 
$
913

 
$
15,211

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2010
$
2,037

 
$
135

 
$
2,993

 
$
328

 
$
4,760

 
$
3,163

 
$
1,273

 
$
14,689

Charge-offs
(50
)
 
—

 
—

 
(49
)
 
(288
)
 
(1
)
 
—

 
(388
)
Recoveries
3

 
—

 
—

 
22

 
104

 
—

 
—

 
129

Provision
(914
)
 
508

 
621

 
3

 
20

 
(118
)
 
270

 
390

June 30, 2011
$
1,076

 
$
643

 
$
3,614

 
$
304

 
$
4,596

 
$
3,044

 
$
1,543

 
$
14,820

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Individually Evaluated for Impairment
$
765

 
$
—

 
$
—

 
$
—

 
$
—

 
$
—

 
 
 
$
765

Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,333

 
$
528

 
$
3,295

 
$
355

 
$
4,571

 
$
3,451

 
 
 
$
13,533

Ending Loan Balance - Individually Evaluated for Impairment
$
1,699

 
$
—

 
$
1,625

 
$
—

 
$
213

 
$
1,490

 
 
 
$
5,027

Ending Loan Balance - Collectively Evaluated for Impairment
$
99,595

 
$
17,628

 
$
234,236

 
$
6,543

 
$
333,885

 
$
449,727

 
 
 
$
1,141,614

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for Loan Losses
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Unallocated
 
Total
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
2,285

 
$
589

 
$
3,167

 
$
350

 
$
4,469

 
$
3,065

 
 
 
$
13,925

Ending Loan Balance - Individually Evaluated for Impairment
$
66

 
$
—

 
$
1,953

 
$
—

 
$
268

 
$
2,108

 
 
 
$
4,395

Ending Loan Balance - Collectively Evaluated for Impairment
$
99,725

 
$
11,083

 
$
230,196

 
$
6,318

 
$
322,107

 
$
457,633

 
 
 
$
1,127,062

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses - Loans Collectively Evaluated for Impairment
$
1,076

 
$
643

 
$
3,614

 
$
304

 
$
4,596

 
$
3,044

 
 
 
$
13,277

Ending Loan Balance - Individually Evaluated for Impairment
$
—

 
$
—

 
$
994

 
$
—

 
$
—

 
$
1,812

 
 
 
$
2,806

Ending Loan Balance - Collectively Evaluated for Impairment
$
97,201

 
$
6,907

 
$
227,548

 
$
5,981

 
$
316,692

 
$
462,961

 
 
 
$
1,117,290

    
Financing Receivable Credit Quality Indicators [Table Text Block]
Loan Credit Quality Indicators
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
$
93,621

 
$
15,826

 
$
213,937

 
 
 
 
 
 
 
$
323,384

Special Mention
2,393

 
—

 
2,433

 
 
 
 
 
 
 
4,826

Substandard
5,280

 
1,802

 
19,491

 
 
 
 
 
 
 
26,573

Doubtful
—

 
—

 
—

 
 
 
 
 
 
 
—

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
$
6,542

 
$
333,562

 
$
447,641

 
787,745

Nonperforming
 
 
 
 
 
 
1

 
536

 
3,576

 
4,113

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
91,555

 
9,195

 
213,413

 
 
 
 
 
 
 
314,163

Special Mention
3,975

 
—

 
458

 
 
 
 
 
 
 
4,433

Substandard
4,261

 
1,888

 
18,278

 
 
 
 
 
 
 
24,427

Doubtful
—

 
—

 
—

 
 
 
 
 
 
 
—

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
6,312

 
321,888

 
456,254

 
784,454

Nonperforming
 
 
 
 
 
 
6

 
487

 
3,487

 
3,980

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Credit Risk Profile by Creditworthiness Category:
 
 
 
 
 
 
 
 
 
 
 
 
 
Satisfactory
90,354

 
4,967

 
206,900

 
 
 
 
 
 
 
302,221

Special Mention
4,222

 
263

 
1,048

 
 
 
 
 
 
 
5,533

Substandard
2,625

 
1,677

 
20,594

 
 
 
 
 
 
 
24,896

Doubtful
$
—

 
$
—

 
$
—

 
 
 
 
 
 
 
—

Credit Risk Profile Based on Payment Activity:
 
 
 
 
 
 
 
 
 
 
 
 
 
Performing
 
 
 
 
 
 
5,981

 
316,198

 
461,342

 
783,521

Nonperforming
 
 
 
 
 
 
$
—

 
$
512

 
$
3,431

 
$
3,943

Impaired Financing Receivables [Table Text Block]
Impaired Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
June 30, 2012
 
 
 
 

 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
58

 
$
—

 
$
1,625

 
$
—

 
$
213

 
$
1,490

 
$
3,386

With a Related Allowance
1,641

 
—

 
—

 
—

 
—

 
—

 
1,641

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
58

 
—

 
1,458

 
—

 
213

 
1,490

 
3,219

With a Related Allowance
1,641

 
—

 
—

 
—

 
—

 
—

 
1,641

 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
66

 
$
—

 
$
1,953

 
$
—

 
$
268

 
$
2,108

 
$
4,395

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
66

 
—

 
1,953

 
—

 
268

 
2,108

 
4,395

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
—

 
$
994

 
$
—

 
$
—

 
$
1,812

 
$
2,806

Unpaid Principal Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
994

 
—

 
—

 
1,812

 
2,806

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
60

 
$
—

 
$
1,707

 
$
—

 
$
227

 
$
1,645

 
$
3,639

With a Related Allowance
559

 
—

 
—

 
—

 
—

 
—

 
559

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
1

 
—

 
6

 
—

 
3

 
3

 
13

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
6

 
—

 
—

 
—

 
6

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
—

 
$
995

 
$
—

 
$
—

 
$
1,803

 
$
2,798

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

Impaired Loans
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
62

 
$
—

 
$
1,789

 
$
—

 
$
241

 
$
1,799

 
$
3,891

With a Related Allowance
280

 
—

 
—

 
—

 
—

 
—

 
280

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
3

 
—

 
44

 
—

 
5

 
4

 
56

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
44

 
—

 
—

 
—

 
44

With a Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Average Recorded Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
$
—

 
$
—

 
$
996

 
$
—

 
$
—

 
$
1,793

 
$
2,789

Interest Income Recognized:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

 
23

 
23

Cash Basis Income:
 
 
 
 
 
 
 
 
 
 
 
 
 
With No Related Allowance
—

 
—

 
—

 
—

 
—

 
—

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 

Troubled Debt Restructurings on Financing Receivables [Table Text Block]
Loans Modified in Trouble Debt Restructurings During the Period
 
 
 
Commercial
 
Commercial
 
Other
 
 
 
 
 
 
 
Commercial
 
Construction
 
Real Estate
 
Consumer
 
Automobile
 
Residential
 
Total
For the Quarter Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
—

 
—

 
2

 
—

 
2

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
—

 
$
—

 
$
16

 
$
—

 
$
16

Post-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
—

 
$
—

 
$
16

 
$
—

 
$
16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
1

 
—

 
—

 
—

 
3

 
—

 
4

Pre-Modification Outstanding Recorded Investment
$
62

 
$
—

 
$
—

 
$
—

 
$
31

 
$
—

 
$
93

Post-Modification Outstanding Recorded Investment
$
62

 
$
—

 
$
—

 
$
—

 
$
31

 
$
—

 
$
93

 
 
 
 
 
 
 
 
 
 
 
 
 
 
For the Year-To-Date Period Ended:
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
—

 
—

 
—

 
—

 
7

 
—

 
7

Pre-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
—

 
$
—

 
$
60

 
$
—

 
$
60

Post-Modification Outstanding Recorded Investment
$
—

 
$
—

 
$
—

 
$
—

 
$
60

 
$
—

 
$
60

 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Number of Loans
1

 
—

 
—

 
—

 
9

 
—

 
10

Pre-Modification Outstanding Recorded Investment
$
62

 
$
—

 
$
—

 
$
—

 
$
88

 
$
—

 
$
150

Post-Modification Outstanding Recorded Investment
$
62

 
$
—

 
$
—

 
$
—

 
$
88

 
$
—

 
$
150