X0202 4/A 2008-01-31 2008-02-01 0000717306 FIRST CHARTER CORP /NC/ FCTR 0001187084 MORRISON HUGH H 10200 DAVID TAYLOR DRIVE CHARLOTTE NC 28262-2373 1 0 0 0 Common Stock 2008-01-31 4 M 0 14478.226 0 A 52369.226 D Common Stock 2008-01-31 4 D 0 0.226 27.54 D 52369 D Common Stock 640 I EL Morrison Lumber, Inc Wachovia Common Stock 2991 I EL Morrison Lumber, Inc. M.K. Common Stock 1451 I Spouse - Mary Phantom Stock 2008-01-31 4 M 0 14478.226 0 D Common Stock 14478.226 0 D Amount of securities beneficially owned is as of the date of this amendment, 2/26/08 Non-Employee directors may withdraw common stock from the deferred comp plan the first day of the calendar month following retirement, death, or termination. Due to an administrative error by the plan administrator relating to the allocation of the plan shares, the director's previously reported holdings have been increased by 169.3387 shares. Each share of phantom stock was the economic equivalent of one share of First Charter Corporation common stock. The reporting person settled the shares of phantom stock for shares of First Charter common stock and fractional shares for cash One for One Stephen J Antal, by Power of Attorney 2008-02-26