X0202 4 2006-11-01 0000717306 FIRST CHARTER CORP /NC/ FCTR 0001379825 Combs Richard Franklin 10200 DAVID TAYLOR DRIVE CHARLOTTE NC 28262-2373 1 0 0 0 Common Stock 2006-11-01 4 A 0 112897 0 A 112897 D Common Stock 2006-11-01 4 A 0 13688 0 A 13688 I Spouse Received in exchange for 56,761 shares of common stock of GBC Bancorp, Inc. (GBC) in connection with the merger of GBC with and into First Charter Corporation (First Charter) at an exchange ratio of 1.989 shares of First Charter common stock for every full share of GBC common stock. Received in exchange for 6,882 shares of common stock of GBC Bancorp, Inc. (GBC) in connection with the merger of GBC with and into First Charter Corporation (First Charter) at an exchange ratio of 1.989 shares of First Charter common stock for every full share of GBC common stock. Stephen J Antal, by Power of Attorney 2006-11-03