X0202 4 2005-05-20 0000717306 FIRST CHARTER CORP /NC/ FCTR 0001187080 KIMBROUGH LAWRENCE M 10200 DAVID TAYLOR DRIVE CHARLOTTE NC 28262-2373 0 1 0 0 President & CEO of FCC Common Stock 2005-05-20 4 M 0 37720 17.37 A 178264 D Common Stock 692.6132 I Spouse - Letitia Stock Options (Right to buy) 14.5 2010-01-20 Common Stock 7985 7985 D Stock Options (Right to buy) 15.75 2011-01-17 Common Stock 6349 6349 D Stock Options (Right to buy) 17.9167 2005-12-14 Common Stock 4920 4920 D Stock Options (Right to buy) 17.9167 2006-12-04 Common Stock 5400 5400 D Stock Options (Right to buy) 18.125 2009-01-21 Common Stock 25405 25405 D Stock Options (Right to buy) 18.39 2013-01-15 Common Stock 47716 47716 D Stock Options (Right to buy) 23.125 2009-01-21 Common Stock 19904 19904 D Stock Options (Right to buy) 25 2007-12-01 Common Stock 3900 3900 D Stock Options (Right to buy) 17.37 2005-05-20 4 M 0 37720 17.37 D 2012-01-16 Common Stock 37720 9430 D 19,086 shares of non-qualified stock are currently exercisable. The remaining 17,756 shares become exercisable as follows: 9,543 on 01/15/2006, 4,106 on 01/15/2007, and 4,107 on 01/15/2008 10,874 shares of incentive stock become exercisable as follows: 5,437 on 01/15/2007 and 5,437 on 01/15/2008 All Options are currently exercisable 37,720 shares of non-qualified stock are currently exercisable. The remaining 3,673 shares become exercisable on 01/16/2006. 5,757 shares of incentive stock are exercisable on 01/16/2006 Jan H Hollar, by Power of Attorney 2005-05-20