X0202 4 2005-05-16 0000717306 FIRST CHARTER CORP /NC/ FCTR 0001187086 ROWND STEPHEN M 10200 DAVID TAYLOR DRIVE CHARLOTTE NC 28262-2373 0 1 0 0 Executive Vice President Common Stock 2005-05-17 5 I 0 E 1942 22.44 A 2029 I 401K Stock Options (Right to buy) 13.438 2010-02-28 Common Stock 2000 2000 D Stock Options (Right to buy) 17.37 2012-01-16 Common Stock 20584 20584 D Stock Options (Right to buy) 18.39 2013-01-15 Common Stock 20220 20220 D Stock Options (Right to buy) 23.66 2015-01-19 Common Stock 13097 13097 D Options are exercisable in 5 equal yearly installments beginning one year after grant date. 4,044 shares of 10,583 Non-Qualified shares are currently exercisable. The remaining shares become exercisable as follows, 4,044 shares become exercisable on 01/15/2005 and 2,495 shares become exercisable on 01/15/2006. 9,637 Incentive shares become exercisable as follows: 1,549 shares become exercisable on 01/15/2006, 4,044 shares become exercisable on 01/15/2007, and 4,044 shares become exercisable on 01/15/2008. Shares are exercisable in 5 equal installments beginning one year after grant date of 02/28/2000. 8,000 shares are currently exercisable. 2,000 shares become exercisable on 02/28/2005. 11,595 of 15,461 Non-Qualified shares are currently exercisable. The remaining 3,866 become exercisable on 01/16/2005. 755 of 5,123 Incentive shares are currently exercisable. The remaining 4,368 shares become exercisable as follows, 251 become exercisable on 01/16/2005 and 4,117 become exercisable on 01/16/2006 Jan H Hollar, by Power of Attorney 2005-05-19