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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Tables)
 6 Months Ended
Jun. 30, 2012
Receivables [Abstract]  
Schedule Of Loans Receivable [Table Text Block]

The compositions and carrying values of the Company’s loan portfolio, excluding loans held for sale, were as follows:

(Dollars in thousands) June 30, 2012 December 31, 2011
Commercial       $        292,643       $              299,766
Real estate construction 44,026 30,162
Real estate mortgage 308,891 324,994
Commercial real estate 837,415 832,767
Installment and other consumer 12,822 13,612
Total loans 1,495,797 1,501,301
Allowance for loan losses (33,132 ) (35,212 )
Total loans, net $ 1,462,665 $ 1,466,089
Past Due Financing Receivables [Table Text Block]

The following table presents an age analysis of the loan portfolio, including nonaccrual loans, for the periods shown:

(Dollars in thousands) June 30, 2012
30 - 89 days Greater than Total Current Total
past due 90 days past due past due loans loans
Commercial       $       1,045       $       4,725       $       5,770       $       286,873       $       292,643
Real estate construction - 5,687 5,687 38,339 44,026
Real estate mortgage 2,927 2,389 5,316 303,575 308,891
Commercial real estate 5,162 4,823 9,985 827,430 837,415
Installment and other consumer 18 1 19 12,803 12,822
Total $ 9,152 $ 17,625 $ 26,777 $ 1,469,020 $ 1,495,797
 
(Dollars in thousands) December 31, 2011
30 - 89 days Greater than Total Current Total
past due 90 days past due past due loans loans
Commercial $ 849 $ 5,692 $ 6,541 $ 293,225 $ 299,766
Real estate construction - 5,522 5,522 24,640 30,162
Real estate mortgage 3,787 6,226 10,013 314,981 324,994
Commercial real estate 3,619 6,328 9,947 822,820 832,767
Installment and other consumer 56 1 57 13,555 13,612
Total $ 8,311 $ 23,769 $ 32,080 $ 1,469,221 $ 1,501,301
Impaired Financing Receivables [Table Text Block]

The following table presents an analysis of impaired loans for the periods shown:

Quarter ended
(Dollars in thousands) June 30, 2012 June 30, 2012
Unpaid principal Impaired loans Impaired loans Total impaired Related Average impaired
      balance1       with no allowance       with allowance       loan balance       allowance       loan balance
Commercial $ 17,868 $ 6,199 $ 443 $ 6,642 $ 27 $ 6,726
Real estate construction 10,777 5,686 - 5,686 - 5,672
Real estate mortgage 25,976 9,283 4,838 14,121 166 17,194
Commercial real estate 22,462 12,384 8,713 21,097 288 23,378
Installment and other consumer 1,926 - 85 85 21 118
Total $ 79,009 $ 33,552 $ 14,079 $ 47,631 $ 502 $ 53,088
 
Quarter ended
(Dollars in thousands) December 31, 2011 December 31, 2011
Unpaid principal Impaired loans Impaired loans Total impaired Related Average impaired
balance1 with no allowance with allowance loan balance allowance loan balance
Commercial $ 18,736 $ 7,750 $ 224 $ 7,974 $ 1 $ 10,504
Real estate construction 9,716 5,823 41 5,864 - 8,405
Real estate mortgage 30,732 11,949 6,779 18,728 329 20,892
Commercial real estate 25,426 15,070 8,604 23,674 173 25,969
Installment and other consumer 1,812 5 175 180 - 54
Total $ 86,422 $ 40,597 $ 15,823 $ 56,420 $ 503 $ 65,824
 

1The unpaid principal balance on impaired loans represents the amount owed by the borrower. The carrying value of impaired loans is lower than the unpaid principal balance due to charge-offs.
Troubled Debt Restructurings on Financing Receivables [Table Text Block]

The following table presents an analysis of TDRs recorded for the periods ended June 30, 2012, and June 30, 2011:

(Dollars in thousands) TDRs recorded for the three months ended TDRs recorded in the 12 months prior to June 30, 2012 that
      June 30, 2012 subsequently defaulted in the three months ended June 30, 2012
Number of       Pre-TDR outstanding       Post-TDR outstanding       Number of       Pre-TDR outstanding       Amount Defaulted
loans recorded investment recorded investment loans recorded investment
Commercial 1 $ 40 $ 40 - $ - $ -
Real estate construction - - - - - -
Real estate mortgage - - - - - -
Commercial real estate - - - - - -
Consumer loans - - - - - -
Total 1 $ 40 $ 40 - $ - $ -
 
(Dollars in thousands) TDRs recorded for the three months ended TDRs recorded in the 12 months prior to June 30, 2011 that
June 30, 2011 subsequently defaulted in the three months ended June 30, 2011
Number of Pre-TDR outstanding Post-TDR outstanding Number of Pre-TDR outstanding Amount Defaulted
loans recorded investment recorded investment loans recorded investment
Commercial 4 $ 368 $ 366 - $ - $ -
Real estate construction - - - - - -
Real estate mortgage 2 789 786 - - -
Commercial real estate 2 735 732 - - -
Consumer loans - - - - - -
Total 8 $ 1,892 $ 1,884 - $ - $ -
 
(Dollars in thousands) TDRs recorded for the six months ended TDRs recorded in the 12 months prior to June 30, 2012 that
June 30, 2012 subsequently defaulted in the six months ended June 30, 2012
      Number of       Pre-TDR outstanding       Post-TDR outstanding       Number of       Pre-TDR outstanding       Amount Defaulted
loans recorded investment recorded investment loans recorded investment
Commercial 3 $ 689 $ 689 - $ - $ -
Real estate construction - - - - - -
Real estate mortgage - - - - - -
Commercial real estate - - - - - -
Consumer loans - - - 1 88 87
Total 3 $ 689 $ 689 1 $ 88 $ 87
 
(Dollars in thousands) TDRs recorded for the six months ended TDRs recorded in the 12 months prior to June 30, 2011 that
June 30, 2011 subsequently defaulted in the six months ended June 30, 2011
Number of Pre-TDR outstanding Post-TDR outstanding Number of Pre-TDR outstanding Amount Defaulted
loans recorded investment recorded investment loans recorded investment
Commercial 9 $ 809 $ 779 - $ - $ -
Real estate construction 1 1,008 744 1 983 983
Real estate mortgage 6 2,071 2,058 - - -
Commercial real estate 3 917 913 - - -
Consumer loans - - - - - -
Total 19 $ 4,805 $ 4,494 1 $ 983 $ 983
Schedule Of Nonaccrual Loans [Table Text Block]

The following table presents nonaccrual loans by category as of the dates shown:

June 30, December 31,
(Dollars in thousands)       2012       2011
Commercial $       6,199 $       7,750
Real estate construction 5,686 5,823
Real estate mortgage 9,283 11,949
Commercial real estate 12,384 15,070
Installment and other consumer - 5
       Total loans on nonaccrual status $ 33,552 $ 40,597
Schedule Of Loans Risk Rated and Weighted Average Risk Rating [Table Text Block]

The following table presents weighted average risk ratings of the loan portfolio, including classified loans, by category. The weighted average risk rating of the portfolio exhibited modest improvement from December 31, 2011, to June 30, 2012.

(Dollars in thousands) June 30, 2012 December 31, 2011
Weighted average       Classified       Weighted average       Classified
risk rating loans risk rating loans
Commercial 5.77 $      20,000 5.84 $      22,401
Real estate construction 6.63 12,242 6.99 13,159
Real estate mortgage   6.40 19,342   6.50     24,004
Commercial real estate 5.64   30,360   5.67 35,255
Installment and other consumer1 7.83 244 7.87 358
Total $ 82,188 $ 95,177
 
Total loans risk rated $      1,113,353 $      1,103,713

1 Installment and other consumer loans are primarily evaluated on a homogenous pool level and generally not individually risk rated unless certain factors are met.
Schedule Of Current Status and Nonaccrual Status [Table Text Block]

The following table presents homogeneous loans where credit risk is evaluated on a portfolio basis by category, and includes home equity loans and lines of credit and certain small business loans.

(Dollars in thousands) June 30, 2012 December 31, 2011
Current Nonaccrual 30 - 89 days Current Nonaccrual 30 - 89 days
status       status       past due       status       status       past due
Commercial $     43,972 $     1 $     362   $     46,774 $     11   $     112
Real estate construction   - 4 - - 4 -
Real estate mortgage   243,497   16   1,283 254,107 13 1,480
Commercial real estate 80,416 1   364 81,601   1 283
Installment and other consumer 12,509   1 19   13,146 - 56
Total $ 380,394 $ 23 $ 2,028 $ 395,628 $ 29 $ 1,931
Allowance for Credit Losses on Financing Receivables [Table Text Block]

The following tables present summary account activity relating to the allowance for credit losses by loan category:

(Dollars in thousands) Three months ended June 30, 2012
Real estate Real estate Commercial Installment and
Commercial       construction       mortgage       real estate       other consumer       Unallocated       Total
Beginning balance March 31, 2012 $       6,869   $ 2,303 $ 8,067 $ 11,840 $ 1,066 $ 4,489 $ 34,634
Provision for credit losses 55   134 1,003 (1,145 ) 65   (604 )   (492 )
Losses charged to the allowance (379 ) -   (476 ) (549 ) (252 )   - (1,656 )
Recoveries credited to the allowance 156 29   48   1,129   52 -   1,414
Ending balance June 30, 2012 $     6,701 $     2,466 $     8,642 $     11,275   $     931 $     3,885 $     33,900
 
Six months ended June 30, 2012
Real estate Real estate Commercial Installment and
Commercial       construction       mortgage       real estate       other consumer       Unallocated       Total
Beginning balance December 31, 2011 $       7,746 $      2,490 $      8,461 $      11,833 $         1,067 $        4,386 $      35,983
Provision for credit losses (827 )   (52 )   1,685 (1,097 )     389 (501 ) (403 )
Losses charged to the allowance   (1,014 )   (3 ) (1,715 ) (611 ) (672 ) - (4,015 )
Recoveries credited to the allowance 796 31     211     1,150   147     - 2,335
Ending balance June 30, 2012 $ 6,701 $ 2,466 $ 8,642 $ 11,275 $ 931 $ 3,885 $ 33,900
 
Loans valued for impairment:
Individually $ 6,642 $ 5,686 $ 14,121 $ 21,097 $ 85 $ -   $ 47,631
Collectively 286,001 38,340 294,770 816,318 12,737 -     1,448,166
Total $ 292,643 $ 44,026 $ 308,891 $ 837,415 $ 12,822 $ - $ 1,495,797
(Dollars in thousands) Three months ended June 30, 2011
Real estate Real estate Commercial Installment and
Commercial       construction       mortgage       real estate       other consumer       Unallocated       Total
Beginning balance March 31, 2011 $       8,735 $       3,989 $       8,137 $       12,790 $          1,118 $        5,660 $       40,429
Provision for credit losses (556 ) (733 )   3,116     1,605 234 (240 )   3,426
Losses charged to the allowance (460 )   (866 ) (2,531 )   (564 ) (439 ) - (4,860 )
Recoveries credited to the allowance 139 5   18 3     71 - 236
Ending balance June 30, 2011 $ 7,858 $ 2,395 $ 8,740 $ 13,834 $ 984   $ 5,420   $ 39,231
 
(Dollars in thousands) Six months ended June 30, 2011
Real estate Real estate Commercial Installment and
Commercial       construction       mortgage       real estate       other consumer       Unallocated       Total
Beginning balance December 31, 2010 $       8,541 $       4,474 $       8,156 $       12,462 $         1,273 $        6,161 $       41,067
Provision for credit losses (99 ) (842 ) 4,470 2,259 455 (741 ) 5,502
Losses charged to the allowance (1,221 ) (1,242 ) (4,016 ) (893 ) (902 ) - (8,274 )
Recoveries credited to the allowance 637 5 130 6 158 - 936
Ending balance June 30, 2011 $ 7,858 $ 2,395 $ 8,740 $ 13,834 $ 984 $ 5,420 $ 39,231
 
Loans valued for impairment:
Individually $ 9,443 $ 8,637 $ 21,336 $ 25,064 $ 1 $ -   $ 64,481
Collectively 288,374     23,797       315,388   814,601     14,506       -     1,456,666
Total $ 297,817 $ 32,434 $ 336,724   $ 839,665   $ 14,507 $ - $ 1,521,147
Schedule Of Components Of Allowance For Credit Losses [Table Text Block]

The following table shows the components of the allowance for credit losses:

(Dollars in thousands) June 30, 2012       June 30, 2011
       Allowance for loan losses $     33,132   $     38,422
       Reserve for unfunded commitments   768 809
Total allowance for credit losses $ 33,900 $ 39,231