PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2011

Property, Plant and Equipment [Abstract]

Property, Plant and Equipment Disclosure [Text Block]

4. PREMISES AND EQUIPMENT

     Premises and equipment consists of the following:

(Dollars in thousands)	December 31,
	2011			2010
Land	$	4,273		$	4,439
Buildings and improvements		29,937			31,002
Furniture and equipment		28,663			28,917
Construction in progress		272			398
		63,145			64,756
Accumulated depreciation		(38,771	)		(37,982	)
Total	$	24,374		$	26,774

Depreciation included in occupancy and equipment expense amounted to $3.4 million, $3.8 million, and $5.9 million for the years ended December 31, 2011, 2010, and 2009, respectively. Depreciation for all premises and equipment is calculated using the straight-line method. The Company periodically reviews the recorded value of its long-lived assets, specifically premises and equipment, to determine whether impairment exists. In 2011, the Company recorded impairment of $.1 million in conjunction with a Bank branch that was closed and $.5 million of leasehold improvement charge-offs associated with Bank branch closures. No material impairments associated with premises and equipment were recorded during 2010 or 2009.