CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
INTEREST INCOME:
Interest and fees on loans	$ 20,060	$ 21,800	$ 60,590	$ 67,059
Interest on taxable investment securities	4,092	3,625	12,437	10,924
Interest on nontaxable investment securities	534	535	1,548	1,680
Interest on deposits in other banks	35	92	166	399
Interest on federal funds sold	0	1	2	5
Total interest income	24,721	26,053	74,743	80,067
INTEREST EXPENSE:
Savings, interest bearing demand deposits and money market	392	1,038	1,846	3,830
Time deposits	594	1,515	2,425	6,291
Short-term borrowings	282	0	328	318
Long-term borrowings	1,060	1,313	3,670	5,022
Borrowings prepayment charge	2,775	0	2,775	2,326
Junior subordinated debentures	277	312	885	862
Total interest expense	5,380	4,178	11,929	18,649
Net interest income	19,341	21,875	62,814	61,418
Provision for credit losses	1,132	1,567	6,634	16,959
Net interest income after provision for credit losses	18,209	20,308	56,180	44,459
NONINTEREST INCOME:
Service charges on deposit accounts	3,129	4,145	10,348	11,954
Payment systems related revenue	3,201	2,998	9,300	8,409
Trust and investment services revenue	1,033	978	3,389	3,124
Gains on sales of loans	222	182	1,035	629
Other real estate owned valuation adjustments and (loss) gain on sales	(11)	(962)	(1,255)	(3,229)
Impairment losses on securities:
Impairment losses on securities	0	0	(1,636)	0
Non-credit related losses on securities recognized in other comprehensive income	0	0	1,457	0
Net impairment losses on securities	0	0	(179)	0
Gains on sales of securities	124	0	521	945
Other noninterest income	716	728	2,241	2,270
Total noninterest income	8,414	8,069	25,400	24,102
NONINTEREST EXPENSE:
Salaries and employee benefits	11,977	11,836	35,973	34,333
Equipment	1,461	1,525	4,553	4,707
Occupancy	2,115	2,216	6,512	6,649
Payment systems related expense	1,279	1,214	3,876	3,430
Professional fees	1,038	1,147	2,996	3,169
Postage, printing and office supplies	772	791	2,444	2,332
Marketing	862	861	2,344	2,286
Communications	387	374	1,154	1,137
Other noninterest expense	2,729	3,039	8,279	8,964
Total noninterest expense	22,620	23,003	68,131	67,007
INCOME BEFORE INCOME TAXES	4,003	5,374	13,449	1,554
PROVISION (BENEFIT) FOR INCOME TAXES	(2,273)	(676)	(2,566)	241
NET INCOME	$ 6,276	$ 6,050	$ 16,015	$ 1,313
Basic earnings per share (in dollars per share)	$ 0.31	$ 0.30	$ 0.78	$ 0.07
Diluted earnings per share (in dollars per share)	$ 0.29	$ 0.29	$ 0.75	$ 0.06
Weighted average common shares (in shares)	19,029	18,955	18,999	16,955
Weighted average diluted shares (in shares)	19,880	19,401	19,951	17,556