CONSOLIDATED STATEMENTS OF INCOME (LOSS) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
INTEREST INCOME:
Interest and fees on loans	$ 20,231	$ 22,416	$ 40,530	$ 45,259
Interest on taxable investment securities	4,276	3,688	8,345	7,299
Interest on nontaxable investment securities	535	549	1,014	1,145
Interest on deposits in other banks	61	162	131	307
Interest on federal funds sold	1	1	2	4
Total interest income	25,104	26,816	50,022	54,014
INTEREST EXPENSE:
Savings, interest bearing demand deposits and money market	702	1,172	1,454	2,792
Time deposits	774	2,103	1,831	4,776
Short-term borrowings	46	349	46	494
Long-term borrowings	1,289	4,002	2,610	5,859
Junior subordinated debentures	332	280	608	550
Total interest expense	3,143	7,906	6,549	14,471
Net interest income	21,961	18,910	43,473	39,543
Provision for credit losses	3,426	7,758	5,502	15,392
Net interest income after provision for credit losses	18,535	11,152	37,971	24,151
NONINTEREST INCOME:
Service charges on deposit accounts	3,575	4,213	7,219	7,809
Payment systems related revenue	3,169	2,875	6,099	5,411
Trust and investment services revenue	1,208	1,167	2,356	2,146
Gains on sales of loans	300	306	813	447
Other real estate owned valuation adjustments and (loss) gain on sales	(910)	(209)	(1,244)	(2,267)
Impairment losses on securities:
Impairment losses on securities	(1,636)	0	(1,636)	0
Noncredit- related losses on securities recognized in other comprehensive income	1,457	0	1,457	0
Net impairment losses on securities	(179)	0	(179)	0
Gains on sales of securities	130	488	397	945
Other noninterest income	777	785	1,525	1,542
Total noninterest income	8,070	9,625	16,986	16,033
NONINTEREST EXPENSE:
Salaries and employee benefits	12,119	11,322	23,996	22,497
Equipment	1,564	1,606	3,092	3,182
Occupancy	2,232	2,249	4,397	4,433
Payment systems related expense	1,350	1,212	2,597	2,216
Professional fees	976	1,161	1,958	2,022
Postage, printing and office supplies	862	737	1,672	1,541
Marketing	831	738	1,482	1,425
Communications	389	381	767	763
Other noninterest expense	2,635	3,503	5,550	5,925
Total noninterest expense	22,958	22,909	45,511	44,004
INCOME (LOSS) BEFORE INCOME TAXES	3,647	(2,132)	9,446	(3,820)
PROVISION (BENEFIT) FOR INCOME TAXES	(987)	1,717	(293)	917
NET INCOME (LOSS)	$ 4,634	$ (3,849)	$ 9,739	$ (4,737)
Basic earnings (loss) per share (in dollars per share)	$ 0.23	$ (0.20)	$ 0.48	$ (0.30)
Diluted earnings (loss) per share (in dollars per share)	$ 0.22	$ (0.20)	$ 0.45	$ (0.30)
Weighted average common shares (in shares)	19,006	18,425	18,983	15,939
Weighted average diluted shares (in shares)	20,025	18,425	19,982	15,939