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INCOME TAXES - Schedule of Deferred Tax Assets (Details) - USD ($)
Dec. 31, 2015
Dec. 31, 2014
Deferred tax assets:    
Allowance for loan losses $ 3,976,000 $ 3,380,000
Deferred compensation 1,696,000 1,579,000
Defined Pension 1,525,000 2,172,000
Deferred Loan fees and discounts 272,000 256,000
Investment securities allowance 517,000 487,000
Low income housing credit carryforward 1,181,000 2,034,000
Capital loss carryforward 0 98,000
Other 1,696,000 1,578,000
Total deferred tax assets 10,863,000 11,584,000
Deferred tax liabilities:    
Unrealized gain on available for sale securities 133,000 1,510,000
Investment security accretion 231,000 262,000
Depreciation 478,000 734,000
Amortization 1,031,000 977,000
Total deferred tax liabilities 1,873,000 3,483,000
Deferred tax asset, net 8,990,000 8,101,000
Valuation allowance $ 0 $ 0