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CONSOLIDATED BALANCE SHEET (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
ASSETS:    
Noninterest-bearing balances $ 9,120 $ 12,695
Interest-bearing deposits in other financial institutions 3,948 2,447
Total cash and cash equivalents 13,068 15,142
Investment securities available for sale, at fair value 288,577 289,316
Loans held for sale 2,425 3,774
Loans 512,422 512,232
Allowance for loan losses (8,830) (7,617)
Loans, net 503,592 504,615
Premises and equipment, net 9,128 8,348
Accrued interest receivable 4,070 4,099
Bank-owned life insurance 16,517 16,362
Investment in limited partnerships 2,717 2,883
Goodwill 3,032 3,032
Deferred tax asset 5,751 4,731
Other assets 4,120 4,233
TOTAL ASSETS 852,997 856,535
LIABILITIES:    
Interest-bearing deposits 538,833 527,073
Noninterest-bearing deposits 120,471 114,953
Total deposits 659,304 642,026
Short-term borrowings 16,632 33,204
Long-term borrowings, Federal Home Loan Bank (FHLB) 71,278 76,278
Accrued interest payable 357 366
Other liabilities 12,413 10,935
TOTAL LIABILITIES 759,984 762,809
SHAREHOLDERS' EQUITY:    
Preferred stock, no par value, 3,000,000 shares authorized; no shares issued      
Common stock, par value $8.33, 15,000,000 shares authorized; 4,019,522 and 4,019,112 shares issued 33,496 33,492
Additional paid-in capital 18,170 18,157
Retained earnings 43,948 43,030
Accumulated other comprehensive income:    
Net unrealized gain on available for sale securities 8,516 10,164
Defined benefit plan (4,807) (4,807)
Treasury stock at cost, 180,596 shares (6,310) (6,310)
TOTAL SHAREHOLDERS' EQUITY 93,013 93,726
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 852,997 $ 856,535