CONSOLIDATED STATEMENT OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$ 23,860	$ 18,005
Investment securities:
Taxable	1,594	1,218
Tax-exempt	97	178
Dividend and other interest income	679	463
TOTAL INTEREST AND DIVIDEND INCOME	26,230	19,864
INTEREST EXPENSE:
Deposits	7,963	3,372
Short-term borrowings	2,005	1,440
Long-term borrowings	2,516	754
TOTAL INTEREST EXPENSE	12,484	5,566
NET INTEREST INCOME	13,746	14,298
PROVISION FOR CREDIT LOSSES	138	71
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	13,608	14,227
NON-INTEREST INCOME:
Net debt securities losses, available for sale	(23)	(61)
Net equity securities (losses) gains	(10)	21
Bank-owned life insurance	463	556
Gain on sale of loans	305	231
Other	322	179
TOTAL NON-INTEREST INCOME	2,462	2,257
NON-INTEREST EXPENSE:
Salaries and employee benefits	6,422	6,176
Occupancy	905	866
Furniture and equipment	939	846
Software amortization	190	183
Pennsylvania shares tax	320	248
Professional fees	552	688
Federal Deposit Insurance Corporation deposit insurance	359	245
Marketing	71	155
Intangible amortization	26	35
Loss on sale of premise and equipment	330	0
Other	1,509	1,456
TOTAL NON-INTEREST EXPENSE	11,623	10,898
INCOME BEFORE INCOME TAX PROVISION	4,447	5,586
INCOME TAX PROVISION	639	928
Net Income	$ 3,808	$ 4,658
Earnings per share - basic (in dollars per share)	$ 0.51	$ 0.66
Earnings per share - diluted (in dollars per share)	$ 0.51	$ 0.64
Weighted average shares outstanding - basic (in shares)	7,512,520	7,058,397
Weighted average shares outstanding - diluted (in shares)	7,512,520	7,334,197
Service charges
NON-INTEREST INCOME:
Revenue from contract with customer	$ 515	$ 496
Insurance commissions
NON-INTEREST INCOME:
Revenue from contract with customer	153	165
Brokerage commissions
NON-INTEREST INCOME:
Revenue from contract with customer	186	165
Loan broker commissions
NON-INTEREST INCOME:
Revenue from contract with customer	222	170
Debit card income
NON-INTEREST INCOME:
Revenue from contract with customer	$ 329	$ 335