Off-Balance Sheet Risk (Tables)

9 Months Ended

Sep. 30, 2023

Off Balance Sheet Risk

Schedule of Financial instruments whose contract amounts represent credit risk

Financial instruments whose contract amounts represent credit risk are as follows at September 30, 2023 and December 31, 2022:

(In Thousands)	September 30, 2023		December 31, 2022
Commitments to extend credit	$	161,270	$	169,365
Standby letters of credit	9,467		9,915
Credit exposure from the sale of assets with recourse	7,274		7,358
	$	178,011	$	186,638
Allowance for credit losses	$	1,240	$	143