CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
OPERATING ACTIVITIES:
Net Income	$ 12,913	$ 11,169
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	2,660	2,235
Loss (gain) on sale of premises and equipment	275	(18)
Amortization of intangible assets	119	147
Provision for loan losses	1,335	940
Stock based compensation	1,004	754
Accretion and amortization of investment security discounts and premiums	932	829
Net securities losses (gains), available for sale	168	(323)
Originations of loans held for sale	(30,644)	(68,328)
Proceeds of loans held for sale	32,789	72,355
Gain on sale of loans	(905)	(2,034)
Net equity securities losses	158	24
Security trades payable	(111)	0
Earnings on bank-owned life insurance	(501)	(614)
Increase in deferred tax asset	(653)	(1,201)
Other, net	(905)	(3,548)
Net cash provided by operating activities	18,634	12,387
INVESTING ACTIVITIES:
Proceeds from sales of available for sale securities	4,151	13,689
Proceeds from calls and maturities of available for sale securities	13,116	15,898
Purchases of available for sale securities	(57,239)	(36,124)
Net increase in loans	(168,950)	(3,167)
Acquisition of premises and equipment	(263)	(939)
Proceeds from the sale of premises and equipment	137	2
Proceeds from the sale of foreclosed assets	46	335
Purchase of bank-owned life insurance	(21)	(30)
Proceeds from bank-owned life insurance death benefit	2	453
Investment in limited partnership	(554)	(1,070)
Proceeds from redemption of regulatory stock	6,692	2,167
Purchases of regulatory stock	(6,700)	(1,439)
Net cash used for investing activities	(209,583)	(10,225)
FINANCING ACTIVITIES:
Net (decrease) increase in interest-bearing deposits	(73,943)	66,058
Net increase in noninterest-bearing deposits	43,043	32,518
Repayment of long-term borrowings	(23,000)	(30,000)
Net increase in short-term borrowings	25,154	4,160
Finance lease principal payments	(134)	(121)
Dividends paid	(6,778)	(6,777)
Distributions to non-controlling interest	0	(16)
Issuance of common stock	307	305
Purchases of treasury stock	(700)	0
Net cash (used for) provided by financing activities	(36,051)	66,127
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(227,000)	68,289
CASH AND CASH EQUIVALENTS, BEGINNING	263,862	213,358
CASH AND CASH EQUIVALENTS, ENDING	36,862	281,647
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest paid	4,315	7,202
Cash settlement of options	1,074	0
Income taxes paid	2,371	3,175
Non-cash investing and financing activities:
Right-of-use lease assets obtained in exchange for lessee finance lease liabilities	0	2,653
Transfer of loans to foreclosed real estate	$ 97	$ 83