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OFF-BALANCE SHEET RISK (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Commitments to extend credit    
Off Balance Sheet Risk    
Contract amounts representing credit risk $ 184,364 $ 198,512
Standby letters of credit    
Off Balance Sheet Risk    
Contract amounts representing credit risk $ 7,027 10,120
Coverage period for instrument (in years) 1 year  
Credit exposure from the sale of assets with recourse    
Off Balance Sheet Risk    
Contract amounts representing credit risk $ 10,248 $ 9,182