CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
OPERATING ACTIVITIES:
Net Income	$ 11,318	$ 12,849
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	2,310	1,904
Gain on sale of premise and equipment	(14)	0
Amortization of intangible assets	174	202
Provision for loan losses	2,040	1,035
Stock based compensation	675	498
Accretion and amortization of investment security discounts and premiums	382	499
Net securities gains, available for sale	(1,220)	(200)
Originations of loans held for sale	(95,661)	(41,601)
Proceeds of loans held for sale	96,167	43,908
Gain on sale of loans	(2,921)	(1,246)
Net equity securities gains	(30)	(44)
Net securities losses (gains), trading	16	(15)
Proceeds from the sale of trading securities	0	78
Purchases of trading securities	0	(74)
Earnings on bank-owned life insurance	(492)	(434)
(Increase) decrease in deferred tax asset	(599)	180
Other, net	2,756	(1,766)
Net cash provided by operating activities	14,901	15,773
INVESTING ACTIVITIES:
Proceeds from sales of available for sale securities	37,252	16,289
Proceeds from calls and maturities of available for sale securities	567	3,089
Purchases of available for sale securities	(35,524)	(28,611)
Net decrease in loans	5,692	18,625
Acquisition of premises and equipment	(2,830)	(1,798)
Proceeds from the sale of premises and equipment	336	0
Proceeds from the sale of foreclosed assets	226	502
Purchase of bank-owned life insurance	(3,970)	(30)
Proceeds from bank-owned life insurance death benefit	248	0
Investment in limited partnership	(628)	0
Proceeds from redemption of regulatory stock	2,881	13,659
Purchases of regulatory stock	(4,359)	(8,299)
Net cash (used for) provided by investing activities	(109)	13,426
FINANCING ACTIVITIES:
Net increase in interest-bearing deposits	68,303	105,989
Net increase in noninterest-bearing deposits	99,502	6,515
Proceeds from long-term borrowings	35,000	50,000
Repayment of long-term borrowings	(43,333)	(32,608)
Net increase (decrease) in short-term borrowings	10,089	(161,878)
Finance lease principal payments	(53)	(70)
Dividends paid	(6,761)	(6,617)
Issuance of common stock	144	69
Net cash provided by (used for) financing activities	162,891	(38,600)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	177,683	(9,401)
CASH AND CASH EQUIVALENTS, BEGINNING	48,589	66,742
CASH AND CASH EQUIVALENTS, ENDING	226,272	57,341
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest paid	11,516	11,349
Income taxes paid	2,375	3,125
Non-cash investing and financing activities:
Right-of-use lease assets obtained in exchange for lessee finance lease liabilities	0	6,026
Right-of-use lease assets obtained in exchange for lessee operating lease liabilities	0	4,298
Transfer of loans to foreclosed real estate	$ 207	$ 525