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LOAN CREDIT QUALITY AND RELATED ALLOWANCE FOR LOAN LOSSES - Aging Category of Loans, by Segment (Details) - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Aging categories of loans by segment        
Current $ 1,334,612 $ 1,355,315    
Past Due 30 To 89 Days 7,324 12,006    
Past Due 90 Days Or More & Still Accruing 2,047 1,274    
Non-Accrual 10,374 15,298    
Total ending loans balance 1,354,357 1,383,893    
Net deferred loan fees and discounts 1,187 864    
Allowance for loan losses (11,894) (13,837) $ (12,858) $ (12,896)
Current loans, net 1,323,905 1,342,342    
Loans, net 1,343,650 1,370,920    
Commercial, Financial, and Agricultural Portfolio Segment        
Aging categories of loans by segment        
Current 153,737 182,651    
Past Due 30 To 89 Days 249 616    
Past Due 90 Days Or More & Still Accruing 30 0    
Non-Accrual 2,197 5,294    
Total ending loans balance 156,213 188,561    
Allowance for loan losses (1,779) (1,680) (1,177) (1,554)
Consumer automobile loans        
Aging categories of loans by segment        
Current 149,703 132,713    
Past Due 30 To 89 Days 709 412    
Past Due 90 Days Or More & Still Accruing 0 27    
Non-Accrual 105 31    
Total ending loans balance 150,517 133,183    
Allowance for loan losses (1,780) (1,328) (804) (143)
Other consumer installment loans        
Aging categories of loans by segment        
Current 22,124 23,902    
Past Due 30 To 89 Days 579 636    
Past Due 90 Days Or More & Still Accruing 324 9    
Non-Accrual 16 5    
Total ending loans balance 23,043 24,552    
Allowance for loan losses (278) (259) (271) (273)
Residential Real Estate Mortgage | Real Estate Mortgage Portfolio Segment        
Aging categories of loans by segment        
Current 615,580 611,281    
Past Due 30 To 89 Days 4,881 7,688    
Past Due 90 Days Or More & Still Accruing 1,529 1,238    
Non-Accrual 1,266 2,172    
Total ending loans balance 623,256 622,379    
Allowance for loan losses (4,306) (5,616) (5,679) (5,383)
Commercial Real Estate Mortgage | Real Estate Mortgage Portfolio Segment        
Aging categories of loans by segment        
Current 355,597 361,624    
Past Due 30 To 89 Days 775 2,349    
Past Due 90 Days Or More & Still Accruing 164 0    
Non-Accrual 6,725 7,722    
Total ending loans balance 363,261 371,695    
Allowance for loan losses (3,210) (4,047) (4,277) (4,975)
Construction Real Estate Mortgage | Real Estate Mortgage Portfolio Segment        
Aging categories of loans by segment        
Current 37,871 43,144    
Past Due 30 To 89 Days 131 305    
Past Due 90 Days Or More & Still Accruing 0 0    
Non-Accrual 65 74    
Total ending loans balance 38,067 43,523    
Allowance for loan losses $ (118) $ (143) $ (155) $ (178)