CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
OPERATING ACTIVITIES:
Net Income	$ 9,773	$ 12,475	$ 13,898
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	2,632	3,146	3,366
Amortization of intangible assets	337	366	311
Provision for loan losses	730	1,196	2,300
Amortization of investment security discounts and premiums, net	893	870	873
Securities gains, net	(600)	(1,611)	(2,592)
Originations of loans held for sale	(53,407)	(68,362)	(56,058)
Proceeds of loans held for sale	55,838	69,268	57,594
Gain on sale of loans	(1,674)	(2,102)	(1,743)
Net securities losses (gains), trading	8	(58)	22
Proceeds from sales of trading securities	426	3,826	709
Purchases of trading securities	(566)	(3,753)	(804)
Earnings on bank-owned life insurance	(666)	(684)	(720)
Decrease in deferred tax asset	1,769	1,543	209
Other, net	2,200	(7)	(1,630)
Net cash provided by operating activities	17,693	16,113	15,735
Investment securities available for sale:
Proceeds from sales	25,528	44,829	65,672
Proceeds from calls and maturities	11,564	25,558	22,859
Purchases	(22,986)	(28,322)	(32,776)
Net increase in loans	(152,806)	(49,590)	(130,803)
Acquisition of bank premises and equipment	(4,999)	(4,061)	(2,285)
Proceeds from the sale of foreclosed assets	1,108	859	1,868
Purchase of bank-owned life insurance	(34)	(27)	(30)
Capital contribution from non-controlling interest	2	0	0
Proceeds from redemption of regulatory stock	7,677	3,160	10,790
Purchases of regulatory stock	(12,158)	(3,178)	(12,818)
Net cash used for investing activities	(147,104)	(10,772)	(77,523)
FINANCING ACTIVITIES:
Net increase in interest-bearing deposits	51,067	40,140	13,756
Net increase in noninterest-bearing deposits	39	23,194	36,705
Proceeds from long-term borrowings	30,000	0	30,625
Repayment of long-term borrowings	(45,028)	(5,027)	(10,776)
Net increase (decrease) in short-term borrowings	87,507	(33,397)	5,820
Dividends paid	(8,837)	(8,903)	(8,967)
Issuance of common stock	116	101	116
Purchase of treasury stock	(1,881)	(574)	(2,603)
Net cash provided by financing activities	112,983	15,534	64,676
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(16,428)	20,875	2,888
CASH AND CASH EQUIVALENTS, BEGINNING	43,671	22,796	19,908
CASH AND CASH EQUIVALENTS, ENDING	27,243	43,671	22,796
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest paid	5,850	5,538	5,174
Income taxes paid	4,450	4,025	2,933
Transfer of loans to foreclosed real estate	$ 593	$ 772	$ 340