OFF-BALANCE SHEET RISK (Tables)

12 Months Ended

Dec. 31, 2017

Off Balance Sheet Risk

Schedule of financial instruments whose contract amounts represent credit risk

Financial instruments whose contract amounts represent credit risk are as follows at December 31, 2017 and 2016:

(In Thousands)	2017		2016
Commitments to extend credit	$	264,982	$	263,487
Standby letters of credit	10,406		6,515
Credit exposure from the sale of assets with recourse	4,893		6,341