CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
OPERATING ACTIVITIES:
Net Income	$ 2,686	$ 3,078
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	719	863
Amortization of intangible assets	90	87
Provision for loan losses	330	350
Accretion and amortization of investment security discounts and premiums	255	228
Net securities gains, available for sale	(197)	(435)
Originations of loans held for sale	(10,964)	(12,617)
Proceeds of loans held for sale	12,054	13,327
Gain on sale of loans	(358)	(467)
Net securities gains, trading	(2)	(40)
Proceeds from the sale of trading securities	169	2,930
Purchases of trading securities	(109)	(2,877)
Earnings on bank-owned life insurance	(172)	(184)
Decrease in deferred tax asset	174	15
Other, net	(143)	(1,516)
Net cash provided by operating activities	4,532	2,742
INVESTING ACTIVITIES:
Proceeds from sales of available for sale securities	2,652	19,839
Proceeds from calls and maturities of available for sale securities	3,958	6,535
Purchases of available for sale securities	(9,699)	(3,270)
Net (increase) decrease in loans	(18,200)	3,918
Acquisition of premises and equipment	(557)	(732)
Proceeds from the sale of foreclosed assets	586	6
Purchase of bank-owned life insurance	(30)	(27)
Proceeds from redemption of regulatory stock	1,162	2,155
Purchases of regulatory stock	(1,007)	(989)
Net cash (used for) provided by investing activities	(21,135)	27,435
FINANCING ACTIVITIES:
Net increase in interest-bearing deposits	56,335	38,422
Net increase (decrease) in noninterest-bearing deposits	9,115	(10,721)
Repayment of long-term borrowings	(10,000)	0
Net decrease in short-term borrowings	(4,652)	(30,764)
Dividends paid	(2,225)	(2,228)
Issuance of common stock	19	17
Purchases of treasury stock	0	(574)
Net cash provided by (used for) financing activities	48,592	(5,848)
NET INCREASE IN CASH AND CASH EQUIVALENTS	31,989	24,329
CASH AND CASH EQUIVALENTS, BEGINNING	43,671	22,796
CASH AND CASH EQUIVALENTS, ENDING	75,660	47,125
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest paid	1,414	1,339
Income taxes paid	0	950
Transfer of loans to foreclosed real estate	$ 460	$ 25