CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS:
Noninterest-bearing balances	$ 22,494	$ 26,766
Interest-bearing balances in other financial institutions	53,166	16,905
Total cash and cash equivalents	75,660	43,671
Investment securities, available for sale, at fair value	136,910	133,492
Investment securities, trading	0	58
Loans held for sale	1,221	1,953
Loans	1,111,100	1,093,681
Allowance for loan losses	(12,905)	(12,896)
Loans, net	1,098,195	1,080,785
Premises and equipment, net	24,431	24,275
Accrued interest receivable	3,945	3,672
Bank-owned life insurance	27,521	27,332
Investment in limited partnerships	540	586
Goodwill	17,104	17,104
Intangibles	1,709	1,799
Deferred tax asset	8,039	8,397
Other assets	5,433	5,466
TOTAL ASSETS	1,400,708	1,348,590
LIABILITIES:
Interest-bearing deposits	848,272	791,937
Noninterest-bearing deposits	312,392	303,277
Total deposits	1,160,664	1,095,214
Short-term borrowings	8,589	13,241
Long-term borrowings	75,998	85,998
Accrued interest payable	387	455
Other liabilities	15,957	15,433
TOTAL LIABILITIES	1,261,595	1,210,341
SHAREHOLDERS’ EQUITY:
Preferred stock, no par value, 3,000,000 shares authorized; no shares issued	0	0
Common stock, par value $8.33, 15,000,000 shares authorized; 5,007,569 and 5,007,109 shares issued ; 4,735,117 and 4,734,657 shares outstanding	41,729	41,726
Additional paid-in capital	50,091	50,075
Retained earnings	62,071	61,610
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities	(281)	(639)
Defined benefit plan	(4,263)	(4,289)
Treasury stock at cost, 272,452	(10,234)	(10,234)
TOTAL SHAREHOLDERS’ EQUITY	139,113	138,249
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 1,400,708	$ 1,348,590