CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
ASSETS:
Noninterest-bearing balances	$ 26,766	$ 22,044
Interest-bearing deposits in other financial institutions	16,905	752
Total cash and cash equivalents	43,671	22,796
Investment securities available for sale, at fair value	133,492	176,157
Investment securities, trading	58	73
Loans held for sale	1,953	757
Loans	1,093,681	1,045,207
Allowance for loan losses	(12,896)	(12,044)
Loans, net	1,080,785	1,033,163
Premises and equipment, net	24,275	21,830
Accrued interest receivable	3,672	3,686
Bank-owned life insurance	27,332	26,667
Investment in limited partnerships	586	899
Goodwill	17,104	17,104
Intangibles	1,799	1,240
Deferred tax asset	8,397	8,990
Other assets	5,466	6,695
TOTAL ASSETS	1,348,590	1,320,057
LIABILITIES:
Interest-bearing deposits	791,937	751,797
Noninterest-bearing deposits	303,277	280,083
Total deposits	1,095,214	1,031,880
Short-term borrowings	13,241	46,638
Long-term borrowings	85,998	91,025
Accrued interest payable	455	426
Other liabilities	15,433	13,809
TOTAL LIABILITIES	1,210,341	1,183,778
SHAREHOLDERS’ EQUITY:
Preferred stock, no par value, 3,000,000 shares authorized; no shares issued	0	0
Common stock, par value $8.33, 15,000,000 shares authorized; 5,007,109 and 5,004,984 shares issued	41,726	41,708
Additional paid-in capital	50,075	49,992
Retained earnings	61,610	58,038
Accumulated other comprehensive loss:
Net unrealized (loss) gain on available for sale securities	(639)	258
Defined benefit plan	(4,289)	(4,057)
Treasury stock at cost, 272,452 and 257,852 shares	(10,234)	(9,660)
TOTAL SHAREHOLDERS’ EQUITY	138,249	136,279
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 1,348,590	$ 1,320,057