CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS:
Noninterest-bearing balances	$ 24,088	$ 22,044
Interest-bearing balances in other financial institutions	45,387	752
Total cash and cash equivalents	69,475	22,796
Investment securities, available for sale, at fair value	146,667	176,157
Investment securities, trading	0	73
Loans held for sale	1,349	757
Loans	1,054,119	1,045,207
Allowance for loan losses	(12,517)	(12,044)
Loans, net	1,041,602	1,033,163
Premises and equipment, net	22,304	21,830
Accrued interest receivable	3,490	3,686
Bank-owned life insurance	27,016	26,667
Investment in limited partnerships	679	899
Goodwill	17,104	17,104
Intangibles	1,979	1,240
Deferred tax asset	7,400	8,990
Other assets	7,392	6,695
TOTAL ASSETS	1,346,457	1,320,057
LIABILITIES:
Interest-bearing deposits	810,865	751,797
Noninterest-bearing deposits	274,002	280,083
Total deposits	1,084,867	1,031,880
Short-term borrowings	17,440	46,638
Long-term borrowings	91,025	91,025
Accrued interest payable	456	426
Other liabilities	13,275	13,809
TOTAL LIABILITIES	1,207,063	1,183,778
SHAREHOLDERS’ EQUITY:
Preferred stock, no par value, 3,000,000 shares authorized; no shares issued	0	0
Common stock, par value $8.33, 15,000,000 shares authorized; 5,006,036 and 5,004,984 shares issued	41,717	41,708
Additional paid-in capital	50,025	49,992
Retained earnings	60,054	58,038
Accumulated other comprehensive loss:
Net unrealized gain on available for sale securities	1,838	258
Defined benefit plan	(4,006)	(4,057)
Treasury stock at cost, 272,452 and 257,852 shares	(10,234)	(9,660)
TOTAL SHAREHOLDERS’ EQUITY	139,394	136,279
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 1,346,457	$ 1,320,057