CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
OPERATING ACTIVITIES:
Net Income	$ 3,078	$ 3,355
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	863	826
Amortization of intangible assets	87	82
Provision for loan losses	350	700
Accretion and amortization of investment security discounts and premiums	228	208
Net securities gains, available for sale	(435)	(661)
Originations of loans held for sale	(12,617)	(9,424)
Proceeds of loans held for sale	13,327	9,210
Gain on sale of loans	(467)	(299)
Net securities gains, trading	(40)	0
Proceeds from the sale of trading securities	2,930	0
Purchases of trading securities	(2,877)	0
Earnings on bank-owned life insurance	(184)	(188)
Decrease in deferred tax asset	15	114
Other, net	(1,516)	(2,193)
Net cash provided by operating activities	2,742	1,730
INVESTING ACTIVITIES:
Proceeds from sales of available for sale securities	19,839	15,807
Proceeds from calls and maturities of available for sale securities	6,535	5,204
Purchases of available for sale securities	(3,270)	(9,217)
Net decrease (increase) in loans	3,918	(28,751)
Acquisition of premises and equipment	(732)	(128)
Proceeds from the sale of foreclosed assets	6	476
Purchase of bank-owned life insurance	(27)	(27)
Proceeds from redemption of regulatory stock	2,155	2,265
Purchases of regulatory stock	(989)	(2,693)
Net cash provided by (used for) investing activities	27,435	(17,064)
FINANCING ACTIVITIES:
Net increase in interest-bearing deposits	38,422	12,217
Net decrease (increase) in noninterest-bearing deposits	(10,721)	2,853
Proceeds from long-term borrowings	0	15,000
Net decrease in short-term borrowings	(30,764)	(10,193)
Dividends paid	(2,228)	(2,257)
Issuance of common stock	17	23
Purchases of treasury stock	(574)	(445)
Net cash (used for) provided by provided by financing activities	(5,848)	17,198
NET INCREASE IN CASH AND CASH EQUIVALENTS	24,329	1,864
CASH AND CASH EQUIVALENTS, BEGINNING	22,796	19,908
CASH AND CASH EQUIVALENTS, ENDING	47,125	21,772
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest paid	1,339	1,228
Income taxes paid	950	800
Transfer of loans to foreclosed real estate	$ 25	$ 7