CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
ASSETS:
Noninterest-bearing balances	$ 20,871	$ 19,403
Interest-bearing balances in other financial institutions	901	505
Total cash and cash equivalents	21,772	19,908
Investment securities available for sale, at fair value	225,302	232,213
Loans held for sale	1,063	550
Loans	943,870	915,579
Allowance for loan losses	(10,826)	(10,579)
Loans, net	933,044	905,000
Premises and equipment, net	20,847	21,109
Accrued interest receivable	4,326	3,912
Bank-owned life insurance	26,165	25,959
Investment in limited partnerships	1,395	1,560
Goodwill	17,104	17,104
Intangibles	1,373	1,456
Deferred tax asset	7,801	8,101
Other assets	8,641	8,139
TOTAL ASSETS	1,268,833	1,245,011
LIABILITIES:
Interest-bearing deposits	750,258	738,041
Noninterest-bearing deposits	246,231	243,378
Total deposits	996,489	981,419
Short-term borrowings	30,625	40,818
Long-term borrowings	86,176	71,176
Accrued interest payable	439	381
Other liabilities	18,100	15,250
TOTAL LIABILITIES	1,131,829	1,109,044
SHAREHOLDERS’ EQUITY:
Preferred stock, no par value, 3,000,000 shares authorized; no shares issued	0	0
Common stock, par value $8.33, 15,000,000 shares authorized; 5,003,169 and 5,002,649 shares issued	41,693	41,688
Additional paid-in capital	49,914	49,896
Retained earnings	54,205	53,107
Accumulated other comprehensive loss:
Net unrealized gain on available for sale securities	3,291	2,930
Defined benefit plan	(4,597)	(4,597)
Treasury stock at cost, 207,444 and 197,834 shares	(7,502)	(7,057)
TOTAL SHAREHOLDERS’ EQUITY	137,004	135,967
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 1,268,833	$ 1,245,011