Off Balance Sheet Risk (Tables)

9 Months Ended

Sep. 30, 2014

Off Balance Sheet Risk

Schedule of Financial instruments whose contract amounts represent credit risk

Financial instruments whose contract amounts represent credit risk are as follows at September 30, 2014 and December 31, 2013:

(In Thousands)	September 30, 2014		December 31, 2013
Commitments to extend credit	$	245,514	$	185,415
Standby letters of credit	7,150		4,379
Credit exposure from the sale of assets with recourse	2,757		—
	$	252,664	$	189,794