CONSOLIDATED STATEMENT OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
OPERATING ACTIVITIES:
Net Income	$ 3,469	$ 3,684
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	366	194
Amortization of intangible assets	92	0
Provision for loan losses	485	500
Accretion and amortization of investment security discounts and premiums	146	(125)
Securities gains, net	(393)	(986)
Originations of loans held for sale	(8,561)	(11,636)
Proceeds of loans held for sale	8,830	13,336
Gain on sale of loans	(290)	(351)
Earnings on bank-owned life insurance	(370)	(138)
Decrease (increase) in deferred tax asset	227	(171)
Other, net	(2,279)	(62)
Net cash provided by operating activities	1,722	4,245
Investment securities available for sale:
Proceeds from sales	43,794	20,492
Proceeds from calls and maturities	2,496	3,309
Purchases	(24,476)	(23,685)
Net (increase) decrease in loans	(4,376)	523
Acquisition of bank premises and equipment	(609)	(1,014)
Proceeds from the sale of foreclosed assets	460	0
Purchase of bank-owned life insurance	(26)	(26)
Proceeds from bank-owned life insurance death benefit	367	0
Proceeds from redemption of regulatory stock	1,053	479
Purchases of regulatory stock	(547)	(315)
Net cash provided by (used for) investing activities	18,136	(237)
FINANCING ACTIVITIES:
Net increase in interest-bearing deposits	8,661	11,760
Net increase in noninterest-bearing deposits	1,363	5,518
Repayment of long-term borrowings	0	(5,000)
Net decrease in short-term borrowings	(12,589)	(16,572)
Dividends paid	(2,265)	(1,805)
Issuance of common stock	29	17
Net cash used for financing activities	(4,801)	(6,082)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	15,057	(2,074)
CASH AND CASH EQUIVALENTS, BEGINNING	24,606	15,142
CASH AND CASH EQUIVALENTS, ENDING	39,663	13,068
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Dividends payable	0	961
Interest paid	1,259	1,344
Income taxes paid	$ 950	$ 600