Off Balance Sheet Risk (Tables)

3 Months Ended

Mar. 31, 2014

Off Balance Sheet Risk

Schedule of Financial instruments whose contract amounts represent credit risk

Financial instruments whose contract amounts represent credit risk are as follows at March 31, 2014 and December 31, 2013:

(In Thousands)	March 31, 2014		December 31, 2013
Commitments to extend credit	$	140,251	$	185,415
Standby letters of credit	1,207		4,379
	$	141,458	$	189,794