CONSOLIDATED BALANCE SHEET (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS:
Noninterest-bearing balances	$ 24,913	$ 23,723
Interest-bearing deposits in other financial institutions	14,582	770
Federal funds sold	168	113
Total cash and cash equivalents	39,663	24,606
Investment securities available for sale, at fair value	276,033	288,612
Loans held for sale	1,647	1,626
Loans	820,611	818,344
Allowance for loan losses	(8,520)	(10,144)
Loans, net	812,091	808,200
Premises and equipment, net	20,418	20,184
Accrued interest receivable	4,514	4,696
Bank-owned life insurance	25,430	25,410
Investment in limited partnerships	2,056	2,221
Goodwill	17,104	17,104
Intangibles	1,709	1,801
Deferred tax asset	7,984	9,889
Other assets	8,488	7,646
TOTAL ASSETS	1,217,137	1,211,995
LIABILITIES:
Interest-bearing deposits	764,286	755,625
Noninterest-bearing deposits	218,740	217,377
Total deposits	983,026	973,002
Short-term borrowings	14,127	26,716
Long-term borrowings	71,202	71,202
Accrued interest payable	388	405
Other liabilities	16,089	12,855
TOTAL LIABILITIES	1,084,832	1,084,180
SHAREHOLDERS’ EQUITY:
Preferred stock, no par value, 3,000,000 shares authorized; no shares issued	0	0
Common stock, par value $8.33, 15,000,000 shares authorized; 5,000,561 and 4,999,929 shares issued	41,671	41,665
Additional paid-in capital	49,823	49,800
Retained earnings	48,758	47,554
Accumulated other comprehensive loss:
Net unrealized gain (loss) on available for sale securities	1,088	(2,169)
Defined benefit plan	(2,725)	(2,725)
Treasury stock at cost, 180,596 shares	(6,310)	(6,310)
TOTAL SHAREHOLDERS’ EQUITY	132,305	127,815
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 1,217,137	$ 1,211,995