-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 NkhB/b/PItBsXf++AUthqe8PcZFJGlmzTXnmcYmPiuefsLYt0aQa8lLOv+vvd07G
 XdQsRs0mM9aGhcH8v4w81Q==

<SEC-DOCUMENT>0000000000-09-035579.txt : 20090820
<SEC-HEADER>0000000000-09-035579.hdr.sgml : 20090820
<ACCEPTANCE-DATETIME>20090706154625
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-09-035579
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20090706

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PENNS WOODS BANCORP INC
		CENTRAL INDEX KEY:			0000716605
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232226454
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		115 S MAIN ST
		CITY:			JERSEY SHORE
		STATE:			PA
		ZIP:			17740
		BUSINESS PHONE:		570-322-1111

	MAIL ADDRESS:	
		STREET 1:		115 S MAIN ST
		CITY:			JERSEY SHORE
		STATE:			PA
		ZIP:			17740
PUBLIC REFERENCE ACCESSION NUMBER:		0001104659-09-017496
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
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end
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