X0202 4 2005-02-22 0 0000716457 FRONTIER FINANCIAL CORP /WA/ FTBK 0001221627 RUBATINO EDWARD C C/O FRONTIER BANK 332 SW EVERETT MALL WAY EVERETT WA 98204 1 0 0 0 Common Stock 2005-02-22 2005-02-22 4 A 0 695 38.73 A 242591 D Common Stock 2005-04-25 2005-04-25 4 A 0 750 36.95 A 243341 D Common Stock 2005-05-16 5 J 0 121670 0 A 365011 D Common Stock 2005-08-23 2005-08-23 4 A 0 1143 27.86 A 366154 D Common Stock 2005-11-16 2005-11-16 4 A 0 1039 31.80 A 367193 D Common Stock 2006-01-05 2006-01-05 4 A 0 2400 A 369593 D Shares acquired through dividend reinvestment program. Represents 3-for-2 split shares that were paid on 5-15-05. Shares acquired through the dividend reinvestment program. Exempt from Section 16 (b) pursuant to Rule 16b-3. Not applicable. By: James F. Felicetty pursuant to Confirming Statement 2006-01-05