BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2025

Debt Disclosure [Abstract]

Schedule of Short-term Debt

Short-term borrowings and weighted-average interest rates at December 31 are as follows:

	2025				2024
(Dollars in thousands)	Amount		Rate		Amount		Rate
Securities sold under repurchase agreements	$	16,129	0.27	%	$	15,826	0.23	%
FHLB advances	45,000		4.08		—		—
Federal funds purchased	3,611		3.64		—		—
Total	$	64,740	3.11	%	$	15,826	0.23	%

Schedule of Maturities of Long-term Debt

A summary of long-term borrowings and their weighted-average contractual rates as of December 31 is as follows:

	2025				2024
(Dollars in thousands)	Amount		Rate		Amount		Rate
FHLB fixed-rate advances maturing:
2026	$	80,000	4.71	%	$	80,000	4.71	%
2027	90,000		4.55		90,000		4.55
2028	35,000		4.23		35,000		4.23
2029	30,000		4.25		30,000		4.25
Trust preferred subordinated debt 1	5,376		6.15		5,333		6.25
Subordinated debt	15,000		4.00		15,000		4.00
	$	255,376	4.52	%	$	255,333	4.52	%

________________________________________

1 Net of purchase accounting fair value mark.