Consolidated Statements of Condition - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
ASSETS
Cash and due from banks	$ 12,995	$ 13,502	$ 15,423
Interest bearing deposits with banks	15,002	6,171	13,703
Total Cash and Cash Equivalents	27,997	19,673	29,126
Securities available for sale	107,241	118,000	122,938
Securities held to maturity, fair value $75,665; $76,916; $73,057	75,719	73,346	77,593
Loans held for sale	916	1,623	2,013
Loans, net of allowance for loan losses $14,865; $15,763; $15,172	802,134	784,100	733,534
Premises and equipment	17,676	17,725	16,320
Restricted investment in bank stocks	4,058	4,216	5,439
Investment in bank-owned life insurance	38,489	37,942	37,386
Investments in low-income housing partnerships	3,569	3,793	4,143
Goodwill	6,308	6,308	6,308
Intangible assets	1,203	1,196	1,521
Foreclosed assets held for resale	1,504	1,617	1,486
Other assets	19,437	20,269	19,446
Total Assets	1,106,251	1,089,808	1,057,253
LIABILITIES
Deposits: Non-interest bearing	157,562	144,987	142,245
Deposits: Interest bearing	714,607	699,889	679,031
Total Deposits	872,169	844,876	821,276
Short-term borrowings	34,402	45,699	42,202
Long-term borrowings	78,799	80,937	76,572
Other liabilities	7,980	8,274	6,749
Total Liabilities	993,350	979,786	946,799
STOCKHOLDERS’ EQUITY
Preferred Stock, $2.50 par value; 20,000,000 shares authorized; no shares outstanding	0	0	0
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,092,708, 6,067,946 and 6,078,250 shares issued; 6,030,108, 6,005,346 and 6,015,650 shares outstanding	15,232	15,196	15,170
Treasury stock, at cost (62,600 shares)	(728)	(728)	(728)
Additional paid-in capital	10,209	9,948	9,860
Retained earnings	91,275	88,329	85,586
Accumulated other comprehensive (loss) income	(3,087)	(2,723)	566
Total Stockholders’ Equity	112,901	110,022	110,454
Total Liabilities and Stockholders’ Equity	$ 1,106,251	$ 1,089,808	$ 1,057,253