Consolidated Statements of Condition (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
ASSETS
Cash and due from banks	$ 16,371	$ 19,078	$ 12,338
Interest bearing deposits with banks	2,856	32,307	52,165
Total Cash and Cash Equivalents	19,227	51,385	64,503
Securities available for sale	135,163	165,790	175,889
Securities held to maturity, fair value $94,667; $50,980; $48,971	96,255	50,159	48,016
Loans held for sale	603	6,687	3,618
Loans, net of allowance for loan losses $16,797; $16,825; $15,993	701,251	691,311	686,082
Premises and equipment	15,545	15,131	14,529
Restricted investment in bank stocks	4,189	5,318	5,887
Investment in bank-owned life insurance	32,003	31,122	30,876
Investments in low-income housing partnerships	5,233	5,440	5,562
Goodwill	6,308	6,308	6,308
Intangible assets	1,928	2,409	2,570
Foreclosed assets held for resale	1,608	4,247	4,901
Other assets	15,217	14,688	14,282
Total Assets	1,034,530	1,049,995	1,063,023
LIABILITIES
Deposits: Non-interest bearing	130,110	119,297	119,086
Deposits: Interest bearing	689,121	714,879	712,265
Total Deposits	819,231	834,176	831,351
Short-term borrowings	57,418	47,303	52,926
Long-term borrowings	47,767	59,954	70,015
Other liabilities	7,094	7,298	7,054
Total Liabilities	931,510	948,731	961,346
STOCKHOLDERS’ EQUITY
Preferred Stock, $2.50 par value; 20,000,000 shares authorized; no shares outstanding	0	0	0
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,049,261, 6,027,968 and 6,023,320 shares issued; 5,986,661, 5,965,368 and 5,960,720 shares outstanding	15,123	15,070	15,058
Treasury stock, at cost (62,600 shares)	(728)	(728)	(728)
Additional paid-in capital	9,557	9,246	9,183
Retained earnings	81,532	77,888	76,802
Accumulated other comprehensive (loss) income	(2,464)	(212)	1,362
Total Stockholders’ Equity	103,020	101,264	101,677
Total Liabilities and Stockholders’ Equity	$ 1,034,530	$ 1,049,995	$ 1,063,023