Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
INTEREST INCOME
Loans, including fees	$ 7,980	$ 8,504	$ 16,234	$ 17,067
Securities:
Taxable	1,048	1,265	2,088	2,600
Tax-exempt	294	371	642	737
Dividends	6	4	10	7
Other	28	19	48	23
Total Interest Income	9,356	10,163	19,022	20,434
INTEREST EXPENSE
Deposits	560	872	1,221	1,788
Short-term borrowings	15	21	27	41
Long-term borrowings	443	702	902	1,397
Total Interest Expense	1,018	1,595	2,150	3,226
Net Interest Income	8,338	8,568	16,872	17,208
PROVISION FOR LOAN LOSSES	500	1,125	1,150	2,250
Net Interest Income after Provision for Loan Losses	7,838	7,443	15,722	14,958
OTHER INCOME
Service charges on deposit accounts	548	603	1,086	1,155
Income from fiduciary activities	312	356	643	644
Earnings on investment in bank-owned life insurance	254	242	495	480
Net gains on sales or calls of securities	0	3	0	7
Service charges on ATM and debit card transactions	356	323	675	632
Commissions from insurance sales	1,399	1,295	2,530	2,500
Other	271	243	656	463
Total Other Income	3,140	3,065	6,085	5,881
OTHER EXPENSES
Salaries and employee benefits	4,864	4,672	9,612	9,245
Net occupancy	493	497	1,008	990
Equipment	792	671	1,450	1,282
Other tax	232	170	470	393
Professional services	191	251	435	442
Supplies and postage	185	152	316	327
Marketing and corporate relations	113	90	212	190
FDIC and regulatory	192	218	401	451
Intangible assets amortization	161	161	321	321
Foreclosed real estate (income) expenses	(72)	165	(93)	230
Other operating	866	793	1,641	1,508
Total Other Expenses	8,017	7,840	15,773	15,379
Income before Income Taxes	2,961	2,668	6,034	5,460
PROVISION FOR INCOME TAXES	639	540	1,294	1,096
Net Income	$ 2,322	$ 2,128	$ 4,740	$ 4,364
PER SHARE DATA
Basic earnings (in dollars per share)	$ 0.38	$ 0.35	$ 0.79	$ 0.73
Cash dividends declared (in dollars per share)	$ 0.19	$ 0.19	$ 0.38	$ 0.38