Consolidated Statements of Condition (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012
ASSETS
Cash and due from banks	$ 15,398	$ 19,078	$ 13,620
Interest bearing deposits with banks	22,820	32,307	53,605
Total Cash and Cash Equivalents	38,218	51,385	67,225
Securities available for sale	141,536	165,790	188,711
Securities held to maturity, fair value $88,351; $29,011; $50,980	90,314	50,159	28,388
Loans held for sale	2,427	6,687	1,540
Loans, net of allowance for loan losses $17,239; $15,322; $16,825	683,357	691,311	676,984
Premises and equipment	15,147	15,131	14,723
Restricted investment in bank stocks	4,603	5,318	6,478
Investment in bank-owned life insurance	31,757	31,122	30,832
Investments in low-income housing partnerships	5,180	5,440	3,566
Goodwill	6,308	6,308	6,308
Intangible assets	2,089	2,409	2,730
Foreclosed assets held for resale	2,485	4,247	5,247
Other assets	15,435	14,688	14,587
Total Assets	1,038,856	1,049,995	1,047,319
LIABILITIES
Deposits: Non-interest bearing	132,776	119,297	115,616
Deposits: Interest bearing	693,609	714,879	702,346
Total Deposits	826,385	834,176	817,962
Short-term borrowings	51,250	47,303	42,601
Long-term borrowings	52,830	59,954	80,074
Other liabilities	6,595	7,298	6,772
Total Liabilities	937,060	948,731	947,409
STOCKHOLDERS’ EQUITY
Preferred Stock, $2.50 par value; 20,000,000 shares authorized; no shares outstanding	0	0	0
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,043,616, 6,018,135 and 6,027,968 shares issued; 5,981,016, 5,955,535 and 5,965,368 shares outstanding	15,109	15,070	15,045
Treasury stock, at cost (62,600 shares)	(728)	(728)	(728)
Additional paid-in capital	9,475	9,246	9,117
Retained earnings	80,360	77,888	75,630
Accumulated other comprehensive (loss) income	(2,420)	(212)	846
Total Stockholders’ Equity	101,796	101,264	99,910
Total Liabilities and Stockholders’ Equity	$ 1,038,856	$ 1,049,995	$ 1,047,319