REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2015

Regulatory Capital Requirements [Abstract]

The Actual and Required Capital Amounts and Ratios [Table Text Block]

The actual and required capital amounts and ratios were as follows:

	Actual				For Capital Adequacy Purposes		To be Well Capitalized under Prompt Corrective Action Provisions
Dollars in thousands	Amount		Ratio		Amount	Ratio	Amount	Ratio
CORPORATION
As of December 31, 2015
Tier 1 leverage ratio (to average assets)	$	115,005	10.08	%	$ ≥45,646	≥4.0%	N/A	N/A
Common Tier 1 risk-based capital ratio (to risk-weighted assets)	115,005		15.00		≥34,503	≥4.5	N/A	N/A
Tier 1 risk-based capital ratio (to risk-weighted assets)	115,005		15.00		≥46,004	≥6.0	N/A	N/A
Total risk-based capital ratio (to risk-weighted assets)	124,675		16.26		≥61,339	≥8.0	N/A	N/A
As of December 31, 2014
Tier 1 leverage ratio (to average assets)	$	105,241	9.81	%	$ ≥42,905	≥4.0%	N/A	N/A
Tier 1 risk-based capital ratio (to risk-weighted assets)	105,241		14.02		≥30,032	≥4.0	N/A	N/A
Total risk-based capital ratio (to risk-weighted assets)	114,798		15.29		≥60,064	≥8.0	N/A	N/A
BANK
As of December 31, 2015
Tier 1 leverage ratio (to average assets)	$	100,698	8.84	%	$ ≥45,550	≥4.0%	$ ≥56,938	≥5.0%
Common Tier 1 risk-based capital ratio (to risk-weighted assets)	100,698		13.22		≥34,270	≥4.5	≥49,501	≥6.5
Tier 1 risk-based capital ratio (to risk-weighted assets)	100,698		13.22		≥45,693	≥6.0	≥60,924	≥8.0
Total risk-based capital ratio (to risk-weighted assets)	110,287		14.48		≥60,924	≥8.0	≥76,155	≥10.0
As of December 31, 2014
Tier 1 leverage ratio (to average assets)	$	95,028	8.86	%	$ ≥42,912	≥4.0%	$ ≥53,640	≥5.0%
Tier 1 risk-based capital ratio (to risk-weighted assets)	95,028		12.75		≥29,817	≥4.0	≥44,725	≥6.0
Total risk-based capital ratio (to risk-weighted assets)	104,425		14.01		≥59,633	≥8.0	≥74,542	≥10.0