CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
INTEREST INCOME
Loans, including fees	$ 35,090	$ 32,573	$ 32,084
Securities:
Taxable	3,127	3,647	4,230
Tax-exempt	859	1,042	1,197
Dividends	301	194	22
Other	87	70	68
Total Interest Income	39,464	37,526	37,601
INTEREST EXPENSE
Deposits	2,120	1,810	2,177
Short-term borrowings	47	63	61
Long-term borrowings	1,691	1,773	1,751
Total Interest Expense	3,858	3,646	3,989
Net Interest Income	35,606	33,880	33,612
PROVISION FOR LOAN LOSSES	0	150	1,450
Net Interest Income after Provision for Loan Losses	35,606	33,730	32,162
OTHER INCOME
Service charges on deposit accounts	2,308	2,118	2,246
Income from fiduciary activities	1,589	1,418	1,299
Earnings on investment in bank-owned life insurance	1,100	1,099	975
Gains on sales or calls of securities	261	62	0
Service charges on ATM and debit card transactions	1,456	1,550	1,434
Commissions from insurance sales	4,634	4,839	4,671
Other	1,058	818	1,078
Total Other Income	12,406	11,904	11,703
OTHER EXPENSES
Salaries and employee benefits	20,932	19,516	18,950
Net occupancy	2,170	2,050	1,957
Equipment	3,007	2,768	2,826
Other tax	779	737	901
Professional services	844	936	895
Supplies and postage	639	602	583
Marketing and corporate relations	452	587	396
FDIC and regulatory	665	748	768
Intangible assets amortization	336	649	641
Foreclosed real estate expenses	119	346	576
Other operating	3,291	3,325	3,522
Total Other Expenses	33,234	32,264	32,015
Income Before Income Taxes	14,778	13,370	11,850
PROVISION FOR INCOME TAXES	3,761	3,080	2,535
Net Income	$ 11,017	$ 10,290	$ 9,315
PER SHARE DATA
Basic earnings	$ 1.83	$ 1.71	$ 1.56
Cash dividends declared	$ 0.80	$ 0.77	$ 0.76