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LOANS (Tables)
12 Months Ended
Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]  
Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating [Table Text Block]
The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Corporation’s internal risk rating system as of December 31, 2015 and 2014:
In thousands
Pass
 
Special
Mention
 
Substandard
 
Doubtful
 
Total
December 31, 2015
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
112,037

 
$
3,744

 
$
1,911

 
$

 
$
117,692

Commercial real estate
252,071

 
23,421

 
14,407

 

 
289,899

Commercial real estate construction
11,087

 
1,968

 
374

 

 
13,429

Residential mortgage
350,537

 
5,548

 
1,143

 

 
357,228

Home equity lines of credit
58,856

 
1,138

 
130

 

 
60,124

Consumer
14,588

 

 

 

 
14,588

Total
$
799,176

 
$
35,819

 
$
17,965

 
$

 
$
852,960

December 31, 2014
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
68,712

 
$
2,412

 
$
3,731

 
$

 
$
74,855

Commercial real estate
238,820

 
26,214

 
16,548

 

 
281,582

Commercial real estate construction
8,714

 
2,917

 
579

 

 
12,210

Residential mortgage
352,283

 
4,507

 
2,585

 

 
359,375

Home equity lines of credit
55,254

 
650

 
69

 

 
55,973

Consumer
15,277

 

 

 

 
15,277

Total
$
739,060

 
$
36,700

 
$
23,512

 
$

 
$
799,272

Impaired Loans By Loan Portfolio Class [Table Text Block]
The following table summarizes information relative to impaired loans by loan portfolio class as of December 31, 2015 and 2014:
 
Impaired Loans with Allowance
 
Impaired Loans with
No Allowance
In thousands
Recorded
Investment
 
Unpaid
Principal
Balance
 
Related
Allowance
 
Recorded
Investment
 
Unpaid
Principal
Balance
December 31, 2015
 
 
 
 
 
 
 
 
 
Commercial and industrial
$

 
$

 
$

 
$
1,471

 
$
1,471

Commercial real estate

 

 

 
8,185

 
8,396

Commercial real estate construction

 

 

 
374

 
648

Residential mortgage

 

 

 
461

 
461

Total
$

 
$

 
$

 
$
10,491

 
$
10,976

December 31, 2014
 
 
 
 
 
 
 
 
 
Commercial and industrial
$

 
$

 
$

 
$
1,729

 
$
2,844

Commercial real estate

 

 

 
9,999

 
10,209

Commercial real estate construction

 

 

 
368

 
642

Residential mortgage
694

 
694

 
302

 
826

 
1,052

Total
$
694

 
$
694

 
$
302

 
$
12,922

 
$
14,747

Average Of Impaired Loans And Related Interest Income By Loan Portfolio Class [Table Text Block]
The following table summarizes information in regards to average of impaired loans and related interest income by loan portfolio class:
 
Impaired Loans with
Allowance
 
Impaired Loans with
No Allowance
In thousands
Average
Recorded
Investment
 
Interest
Income
 
Average
Recorded
Investment
 
Interest
Income
December 31, 2015
 
 
 
 
 
 
 
Commercial and industrial
$

 
$

 
$
1,591

 
$
129

Commercial real estate

 

 
9,057

 
449

Commercial real estate construction

 

 
276

 

Residential mortgage
278

 

 
463

 
18

Total
$
278

 
$

 
$
11,387

 
$
596

December 31, 2014
 
 
 
 
 
 
 
Commercial and industrial
$

 
$

 
$
1,351

 
$
2

Commercial real estate
144

 

 
10,380

 
459

Commercial real estate construction

 

 
604

 

Residential mortgage
1,027

 
9

 
576

 
16

Total
$
1,171

 
$
9

 
$
12,911

 
$
477

December 31, 2013
 
 
 
 
 
 
 
Commercial and industrial
$
58

 
$

 
$
466

 
$

Commercial real estate
95

 

 
11,237

 
529

Commercial real estate construction

 

 
3,558

 
209

Residential mortgage
833

 

 
1,119

 
10

Total
$
986

 
$

 
$
16,380

 
$
748

Nonaccrual Loans By Classes Of The Loan Portfolio [Table Text Block]
The following table presents nonaccrual loans by loan portfolio class as of December 31, 2015 and 2014:
In thousands
2015
 
2014
Commercial and industrial
$
1,471

 
$
1,729

Commercial real estate
1,676

 
3,325

Commercial real estate construction
374

 
368

Residential mortgage
178

 
1,226

Total
$
3,699

 
$
6,648

Troubled Debt Restructurings [Table Text Block]
The following table summarizes information relative to troubled debt restructurings by loan portfolio class at December 31, 2015 and 2014:
In thousands
Pre-Modification
Outstanding Recorded
Investment
 
Post-Modification
Outstanding Recorded
Investment
 
Recorded Investment at period end
December 31, 2015
 
 
 
 
 
Nonaccruing troubled debt restructurings:
 
 
 
 
 
  Commercial real estate
$
1,021

 
$
1,021

 
$
460

  Commercial real estate construction
1,548

 
1,541

 
74

    Total nonaccruing troubled debt restructurings
2,569

 
2,562

 
534

Accruing troubled debt restructurings:
 
 
 
 
 
  Commercial real estate
7,118

 
7,170

 
6,509

  Residential mortgage
336

 
336

 
283

    Total accruing troubled debt restructurings
7,454

 
7,506

 
6,792

       Total Troubled Debt Restructurings
$
10,023

 
$
10,068

 
$
7,326

 
 
 
 
 
 
December 31, 2014
 
 
 
 
 
Nonaccruing troubled debt restructurings:
 
 
 
 
 
  Commercial and industrial
$
490

 
$
485

 
$
46

  Commercial real estate
1,021

 
1,021

 
546

  Commercial real estate construction
1,548

 
1,541

 
274

Total nonaccruing troubled debt restructurings
3,059

 
3,047

 
866

Accruing troubled debt restructurings:
 
 
 
 
 
Commercial real estate
7,118

 
7,170

 
6,674

Residential mortgage
336

 
336

 
294

Total accruing troubled debt restructurings
7,454

 
7,506

 
6,968

        Total Troubled Debt Restructurings
$
10,513

 
$
10,553

 
$
7,834

Loan Portfolio Summarized By The Past Due Status [Table Text Block]
The following table presents the classes of the loan portfolio summarized by the past due status as of December 31, 2015 and 2014:
In thousands
30-59 Days
Past Due
 
60-89 Days
Past Due
 
>90 Days Past Due
 
Total Past Due
 
Current
 
Total Loans
Receivable
 
Loans
Receivable
>90 Days and
Accruing
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
16

 
$
61

 
$
1,471

 
$
1,548

 
$
116,144

 
$
117,692

 
$

Commercial real estate
77

 
1,047

 
743

 
1,867

 
288,032

 
289,899

 

Commercial real estate construction

 

 
374

 
374

 
13,055

 
13,429

 

Residential mortgage
1,686

 
248

 
2,082

 
4,016

 
353,212

 
357,228

 
1,904

Home equity lines of credit
186

 

 
228

 
414

 
59,710

 
60,124

 
228

Consumer
26

 
26

 

 
52

 
14,536

 
14,588

 

Total
$
1,991

 
$
1,382

 
$
4,898

 
$
8,271

 
$
844,689

 
$
852,960

 
$
2,132

December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
$
153

 
$

 
$
1,729

 
$
1,882

 
$
72,973

 
$
74,855

 
$

Commercial real estate
236

 
769

 
2,269

 
3,274

 
278,308

 
281,582

 
33

Commercial real estate construction

 
17

 
368

 
385

 
11,825

 
12,210

 

Residential mortgage
2,664

 
1,332

 
2,704

 
6,700

 
352,675

 
359,375

 
1,502

Home equity lines of credit
169

 

 
101

 
270

 
55,703

 
55,973

 
101

Consumer
23

 
9

 

 
32

 
15,245

 
15,277

 

Total
$
3,245

 
$
2,127

 
$
7,171

 
$
12,543

 
$
786,729

 
$
799,272

 
$
1,636

Allowance For Loan Losses And Recorded Investment In Financing Receivables [Table Text Block]
The following table summarizes the allowance for loan losses and recorded investment in loans:
In thousands
Commercial
and Industrial
 
Commercial
Real Estate
 
Commercial
Real Estate
Construction
 
Residential
Mortgage
 
Home Equity
Lines of Credit
 
Consumer
 
Unallocated
 
Total
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance- January 1, 2015
$
2,048

 
$
5,872

 
$
194

 
$
3,845

 
$
557

 
$
1,050

 
$
1,606

 
$
15,172

Charge-offs
(150
)
 

 
(39
)
 
(622
)
 
(15
)
 
(111
)
 

 
(937
)
Recoveries
369

 

 

 
136

 

 
7

 

 
512

Provisions
241

 
(656
)
 
(43
)
 
(10
)
 
77

 
137

 
254

 

Ending balance- December 31, 2015
$
2,508

 
$
5,216

 
$
112

 
$
3,349

 
$
619

 
$
1,083

 
$
1,860

 
$
14,747

Ending balance: individually evaluated for impairment
$

 
$

 
$

 
$

 
$

 
$

 
$

 
$

Ending balance: collectively evaluated for impairment
$
2,508

 
$
5,216

 
$
112

 
$
3,349

 
$
619

 
$
1,083

 
$
1,860

 
$
14,747

Loans receivables
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance
$
117,692

 
$
289,899

 
$
13,429

 
$
357,228

 
$
60,124

 
$
14,588

 
$

 
$
852,960

Ending balance: individually evaluated for impairment
$
1,471

 
$
8,185

 
$
374

 
$
461

 
$

 
$

 
$

 
$
10,491

Ending balance: collectively evaluated for impairment
$
116,221

 
$
281,714

 
$
13,055

 
$
356,767

 
$
60,124

 
$
14,588

 
$

 
$
842,469

December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance- January 1, 2014
$
1,915

 
$
5,819

 
$
247

 
$
4,013

 
$
537

 
$
947

 
$
2,613

 
$
16,091

Charge-offs
(132
)
 
(121
)
 

 
(705
)
 
(169
)
 
(64
)
 

 
(1,191
)
Recoveries
15

 

 

 
97

 

 
10

 

 
122

Provisions
250

 
174

 
(53
)
 
440

 
189

 
157

 
(1,007
)
 
150

Ending balance- December 31, 2014
$
2,048

 
$
5,872

 
$
194

 
$
3,845

 
$
557

 
$
1,050

 
$
1,606

 
$
15,172

Ending balance: individually evaluated for impairment
$

 
$

 
$

 
$
302

 
$

 
$

 
$

 
$
302

Ending balance: collectively evaluated for impairment
$
2,048

 
$
5,872

 
$
194

 
$
3,543

 
$
557

 
$
1,050

 
$
1,606

 
$
14,870

Loans receivables
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance
$
74,855

 
$
281,582

 
$
12,210

 
$
359,375

 
$
55,973

 
$
15,277

 
$

 
$
799,272

Ending balance: individually evaluated for impairment
$
1,729

 
$
9,999

 
$
368

 
$
1,520

 
$

 
$

 
$

 
$
13,616

Ending balance: collectively evaluated for impairment
$
73,126

 
$
271,583

 
$
11,842

 
$
357,855

 
$
55,973

 
$
15,277

 
$

 
$
785,656





In thousands
Commercial
and Industrial
 
Commercial
Real Estate
 
Commercial
Real Estate
Construction
 
Residential
Mortgage
 
Home Equity
Lines of Credit
 
Consumer
 
Unallocated
 
Total
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance- January 1, 2013
$
1,507

 
$
6,576

 
$
518

 
$
3,721

 
$
517

 
$
633

 
$
3,353

 
$
16,825

Charge-offs
(178
)
 
(996
)
 

 
(1,062
)
 

 
(191
)
 

 
(2,427
)
Recoveries
235

 

 

 
4

 

 
4

 

 
243

Provisions
351

 
239

 
(271
)
 
1,350

 
20

 
501

 
(740
)
 
1,450

Ending balance- December 31, 2013
$
1,915

 
$
5,819

 
$
247

 
$
4,013

 
$
537

 
$
947

 
$
2,613

 
$
16,091

Ending balance: individually evaluated for impairment
$

 
$

 
$

 
$
201

 
$

 
$

 
$

 
$
201

Ending balance: collectively evaluated for impairment
$
1,915

 
$
5,819

 
$
247

 
$
3,812

 
$
537

 
$
947

 
$
2,613

 
$
15,890

Loans receivables
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance
$
59,217

 
$
239,186

 
$
11,196

 
$
351,009

 
$
53,852

 
$
14,188

 
$

 
$
728,648

Ending balance: individually evaluated for impairment
$
1,574

 
$
11,197

 
$
788

 
$
2,153

 
$

 
$

 
$

 
$
15,712

Ending balance: collectively evaluated for impairment
$
57,643

 
$
227,989

 
$
10,408

 
$
348,856

 
$
53,852

 
$
14,188

 
$

 
$
712,936